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3709 Whisper Trce, Schertz, TX 78154 Property Records

Guadalupe County property record for 3709 Whisper Trce, Schertz, TX 78154 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,531 sqft · built 2006
Lot Size0.22 acres (9,601 sqft)
OwnerCompany Name on File
Last Sale$580,983,800 (Aug 2022)
Tax Bill$3,934 (2025)
Deeds & MortgagesAug 2022 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1G3563403402100000

Property Details

APN / Parcel Number

Primary APN1G3563403402100000
Alternative APNs
  • 000000120757
  • 000000268924
  • 000000275476
  • 120757

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,531 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,531 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,601 sqft (0.22 acres)
Lot Dimensions147 ft deep x 65 ft wide
Garage TypeAttached
Garage Area417 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3709 WHISPER TRCE
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 BLOCK 34 LOT 21
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract21
Legal Block34
Legal Lot Number21
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3001
Census Tract210613

Owner

Source: Guadalupe County records · APN 1G3563403402100000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
ROYAL BANK OF CANADA
Nov 12, 2020Deed of Trust, Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleMar 03, 2022
Deed Document Number202225303
Prior Transfer DateAug 11, 2022
Prior Transfer Doc0000025303
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUADALUPE TX
Recording DateAug 16, 2022
Property Address3709 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number0099025303
Map ReferenceVOL 7 PG 112
Instrument DateAug 11, 2022
Instrument202299025303
Transaction TypeTransfer
Record UpdatedNov 03, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

Mortgage

Document Number0099025304
DateAug 16, 2022
Instrument202299025304
Lender
NameROYAL BANK OF CANADA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3709 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number0000036465
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedJan 04, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3709 WHISPER TRCE SCHERTZ TX 781082331, SCHERTZ, TX 78108-2331

Mortgage

Document Number0000036465
DateDec 15, 2020
Instrument36465
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$212,140 (+3.48%) Land $53,214 Building $158,926$212,140 (+3.48%) Land $53,214 Building $158,926
2025$3,934.00 (-21.84%)$205,000 (-19.61%) Land $41,452 Building $163,548$205,000 (-19.61%) Land $41,452 Building $163,548
2024$5,033.00 (+1.25%)
2023$4,971.00 (-1.09%)$254,996 Land $54,956 Building $200,040$254,996 Land $54,956 Building $200,040
2022$5,026.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872106133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 547 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Guadalupe Valley Electric CooperativeFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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