Cabarrus County property record for 3721 Mill Bridge Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,844 sqft · built 2019 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Apr 2016) |
| Tax Bill | $2,931 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2018 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 10002B0010.000000 |
| Primary APN | 10002B0010.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 4,632 sqft |
| 1st Floor Area | 1,844 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 704 sqft |
| Unfinished Basement | 112 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 100,624 sqft (2.31 acres) |
| Lot Width | 449 ft Width |
| Garage Type | Mixed |
| Garage Area | 956 sqft |
| Porch | Slab |
| Deck Area | 812 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 108087 |
|---|---|
| Street Address | 3721 MILL BRIDGE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-0037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 10 THE BLUFFS @ MILL BRIDGE |
| Legal Subdivision | THE BLUFFS AT MILL BRIDGE |
| Legal Lot Number | 10 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41604 |
3721 Mill Bridge Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3721 MILL BRIDGE RD, CONCORD, NC 28025-0037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 22, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on File |
| Deed Sale | Apr 15, 2016 · Amount on File |
| Deed Book / Page | 11874 / 121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3721 MILL BRIDGE RD, CONCORD, NC 28025-0037 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15335229 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 15335/229 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 22, 2018 |
| Property Address | 3721 MILL BRIDGE RD, CONCORD, NC 28025-0037 |
| Book / Page | 013237 / 000268 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 26622 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3721 MILL BRIDGE RD CONCORD NC 28025, CONCORD, NC 28025 |
| Document Number | 13237268 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 013237/000268 |
| Instrument | 26622 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,000 Land $115,000 Building $432,000 | ||
| 2024 | $547,000 (+56.76%) Land $115,000 Building $432,000 | ||
| 2023 | $2,931.00 | $348,930 Land $50,000 Building $298,930 | $348,930 Land $50,000 Building $298,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3721 Mill Bridge Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3721 Mill Bridge Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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