Cabarrus County property record for 3662 Mill Bridge Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,732 sqft · built 2016 |
| Lot Size | 2.05 acres (89,385 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jun 2016) |
| Tax Bill | $2,615 (2023) |
| Deeds & Mortgages | Jul 2018 Mortgage Mar 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10002B0017.000000 |
| Primary APN | 10002B0017.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| Gross Area | 3,676 sqft |
| 1st Floor Area | 1,522 sqft |
| Upper Floors Area | 1,165 sqft |
| Attic | Attic |
| Attic Area | 182 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,385 sqft (2.05 acres) |
| Lot Dimensions | 425 ft deep x 423 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 342 sqft |
| Storage Building | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 145424 |
|---|---|
| Street Address | 3662 MILL BRIDGE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 17 THE BLUFFS AT MILL BRIDGE |
| Legal Subdivision | THE BLUFFS AT MILL BRIDGE |
| Legal Lot Number | 17 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41604 |
3662 Mill Bridge Rd is owned and occupied by two individuals who acquired it in March 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Dec 6, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| May 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 8, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on File |
| Deed Sale | Jun 24, 2016 · Amount on File |
| Deed Document Number | 201611984-0001 |
| Deed Book / Page | 11984 / 1 |
| Last Transfer Date | Mar 30, 2021 |
| Transfer Doc | 15062153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0013103332 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 13103/0332 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015911259 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 15911/259 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 5, 2021 |
| Property Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 0015062153 |
| Book / Page | 15062 / 153 |
| Map Reference | MB 53 PG 99 |
| Instrument Date | Mar 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 0015062156 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 15062/156 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 13298256 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 13298256 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 013298/000256 |
| Instrument | 30777 |
| Name | STATE EMPS CU |
|---|---|
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 21, 2018 |
| Property Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 1300645 |
| Book / Page | 013006 / 000045 |
| Instrument Date | May 21, 2018 |
| Instrument | 11827 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8330 BURGUNDY RIDGE DR HARRISBURG NC 280755624, HARRISBURG, NC 28075-5624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3662 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 12805300 |
| Book / Page | 012805 / 000300 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3662 MILL BRIDGE RD CONCORD NC 280258210, CONCORD, NC 28025-8210 |
| Document Number | 12805300 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 012805/000300 |
| Instrument | 32256 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,760 (+0.91%) Land $115,000 Building $510,760 | ||
| 2025 | $620,110 Land $115,000 Building $505,110 | ||
| 2024 | $625,760 (+101.04%) Land $115,000 Building $510,760 | ||
| 2023 | $2,615.00 | $311,260 Land $50,000 Building $261,260 | $311,260 Land $50,000 Building $261,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3662 Mill Bridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3662 Mill Bridge Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures