Cabarrus County property record for 3677 Mill Bridge Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,338 sqft · built 2016 |
| Lot Size | 4.66 acres (203,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,500 (Apr 2023) |
| Tax Bill | $2,794 (2023) |
| Deeds & Mortgages | Apr 2023 Sale Apr 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10002B0005.000000 |
| Primary APN | 10002B0005.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,338 sqft Living Area |
| Gross Area | 2,990 sqft |
| 1st Floor Area | 2,338 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 203,295 sqft (4.66 acres) |
| Lot Width | 133 ft Width |
| Garage Area | 720 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 76 sqft |
| Deck Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 162246 |
|---|---|
| Street Address | 3677 MILL BRIDGE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LTS 5-6 THE BLUFFS AT MILL BRIDGE |
| Legal Subdivision | THE BLUFFS AT MILL BRIDGE |
| Legal Lot Number | 5-6 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41604 |
3677 Mill Bridge Rd is owned and occupied by two individuals who bought it in April 2023.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Special Warranty Deed, Transfer |
| Apr 4, 2023 | Special Warranty Deed, Transfer |
| Sep 21, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 24, 2017 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2023 · Amount on File |
| Deed Sale | Apr 4, 2023 · Amount on File |
| Prior Sale | Jan 18, 2017 · Amount on File |
| Deed Document Number | 20236452 |
| Deed Book / Page | 16435 / 308 |
| Prior Transfer Date | Jan 27, 2017 |
| Prior Transfer Doc | 0012338110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 4, 2023 |
| Property Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 0016435308 |
| Book / Page | 16435 / 308 |
| Map Reference | MB 53 PG 99 |
| Instrument Date | Mar 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $83.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 4, 2023 |
| Property Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 0016435308 |
| Book / Page | 16435 / 308 |
| Map Reference | MB 53 PG 99 |
| Instrument Date | Mar 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $83.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 155091 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 15509/1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 14235276 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3677 MILL BRIDGE RD CONCORD NC 280258210, CONCORD, NC 28025-8210 |
| Document Number | 14235276 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 014235/000276 |
| Instrument | 17423 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 29, 2017 |
| Property Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 1255950 |
| Book / Page | 012559 / 000050 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 16518 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3667 MILL BRIDGE RD CONCORD NC 28025, CONCORD, NC 28025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3677 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 12511282 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3677 MILL BRIDGE RD CONCORD NC 280258210, CONCORD, NC 28025-8210 |
| Document Number | 12511282 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 012511/000282 |
| Instrument | 13590 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,850 (-) Land $129,380 Building $438,470 | ||
| 2025 | $567,850 Land $129,380 Building $438,470 | ||
| 2024 | $567,850 (+57.14%) Land $129,380 Building $438,470 | ||
| 2023 | $2,794.00 | $361,360 Land $75,000 Building $286,360 | $361,360 Land $75,000 Building $286,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3677 Mill Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3677 Mill Bridge Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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