Cabarrus County property record for 3653 Mill Bridge Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,323 sqft · built 2019 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,000 (Mar 2019) |
| Tax Bill | $4,624 (2023) |
| Deeds & Mortgages | Feb 2021 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10002B0004.000000 |
| Primary APN | 10002B0004.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,323 sqft Living Area |
| Gross Area | 4,226 sqft |
| 1st Floor Area | 2,679 sqft |
| Upper Floors Area | 644 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 93,218 sqft (2.14 acres) |
| Lot Width | 457 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,320 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 4,500 sqft |
| Porch | Slab |
| Porch Area | 327 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3493300 |
|---|---|
| Street Address | 3653 MILL BRIDGE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 4 THE BLUFFS AT MILL BRIDGE |
| Legal Subdivision | THE BLUFFS AT MILL BRIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41604 |
Source: Cabarrus County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3653 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Aug 15, 2019 | Trustee's Deed, Construction Loan · Line of Credit UWHARRIE BK |
| Jan 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 19, 2017 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on Record |
| Deed Sale | Mar 22, 2019 · Amount on Record |
| Prior Sale | Jan 19, 2017 · Amount on Record |
| Deed Book / Page | 13424 / 185 |
| Prior Transfer Date | Jan 27, 2017 |
| Prior Transfer Doc | 12338108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3653 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14882137 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 14882/137 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3653 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 1458532 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 14585/32 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 15, 2019 |
| Property Address | 3653 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Book / Page | 013663 / 000001 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 21348 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 8900 HARRIS RD CONCORD NC 280278670, CONCORD, NC 28027-8670 |
| Document Number | 136631 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 013663/000001 |
| Instrument | 21348 |
| Name | UWHARRIE BK |
|---|---|
| Type | Bank |
| Address | CONCORD, NC 28025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 14, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 27, 2017 |
| Property Address | 3653 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 12338108 |
| Book / Page | 012338 / 000108 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2348 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3995 LANGTREE DR HARRISBURG NC 280757650, HARRISBURG, NC 28075-7650 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 19, 2017 |
| Property Address | 3653 MILL BRIDGE RD, CONCORD, NC 28025-8210 |
| Document Number | 1232548 |
| Book / Page | 012325 / 000048 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 1505 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3995 LANGTREE DR HARRISBURG NC 280757650, HARRISBURG, NC 28075-7650 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839,330 (+52.49%) Land $115,000 Building $724,330 | ||
| 2024 | $839,330 (+52.49%) Land $115,000 Building $724,330 | ||
| 2023 | $4,624.00 | $550,420 Land $50,000 Building $500,420 | $550,420 Land $50,000 Building $500,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures