3721 Mariners Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 3721 Mariners Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,741 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Oct 2018)
Tax Bill	$2,711 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045C1 3 69`

Property Details

APN / Parcel Number

Primary APN	`045C1 3 69`
Alternative APN	`42619`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,741 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	1,080 sqft
Porch	Slab
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3721 MARINERS DR
City	HAYES
State	VA
Zip	23072-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	SEAWELL'S TRACE SEC THREE LOT 69
Legal Subdivision	PLAT: PB25 666-666F
Legal Lot Number	69
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1025
Census Tract	100302

Owner

3721 Mariners Dr is owned and occupied by an individual who bought it in October 2018.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3721 MARINERS DR, HAYES, VA 23072-2948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	20184506
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3721 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006338
Date	Dec 6, 2022
Instrument	220006338

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Nov 22, 2034

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3721 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005837
Date	Oct 20, 2020
Instrument	200005837

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3721 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005687
Date	Dec 9, 2019
Instrument	190005687

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3721 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007552
Date	Oct 25, 2021
Instrument	210007552

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 16, 2018
Property Address	3721 MARINERS DR, HAYES, VA 23072-2948
Document Number	0180004506
Instrument Date	Sep 19, 2018
Instrument	180004506
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 MARINERS DR, HAYES, VA 23072-2948

Mortgage

Document Number	0180004507
Date	Oct 16, 2018
Instrument	180004507

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3721 Mariners Dr was $2,711, up 8.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,711.00 (+8.14%)	$464,980 (+13.85%) Land $77,500 Building $387,480	$464,980 (+13.85%) Land $77,500 Building $387,480
2025	$2,507.00 (-29.8%)	$408,420 (-5%) Land $77,500 Building $330,920	$408,420 (-5%) Land $77,500 Building $330,920
2024	$3,571.00 (+49.98%)	$816,840 (+1%) Land $155,000 Building $661,840	$816,840 (+1%) Land $155,000 Building $661,840
2023	$2,381.00 (+4.48%)	$408,420 (+29.9%) Land $77,500 Building $330,920	$408,420 (+29.9%) Land $77,500 Building $330,920
2022	$2,279.00	$314,400 Land $47,840 Building $266,560	$314,400 Land $47,840 Building $266,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3721 Mariners Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3721 Mariners Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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