3701 Mariners Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 3701 Mariners Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,223 sqft · built 2013
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Sep 2025)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Sep 2020 Refinance Dec 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045C1 3 68`

Property Details

APN / Parcel Number

Primary APN	`045C1 3 68`
Alternative APN	`42618`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,223 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,324 sqft (0.237 acres)
Garage Area	460 sqft
Porch	Open Porch
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	045C1 3 68
Street Address	3701 MARINERS DR
City	HAYES
State	VA
Zip	23072-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	SEAWELL'S TRACE SEC THREE LOT 68
Legal Subdivision	PLAT: PB26 299
Legal Lot Number	68
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1025
Census Tract	100302

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3701 MARINERS DR, HAYES, VA 23072-2948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2025	Bargain and Sale Deed, Transfer JAMES S GRANITZKI ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Deed Document Number	250003919
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3701 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004980
Date	Sep 18, 2020
Instrument	200004980

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3701 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006513
Date	Dec 19, 2022
Instrument	220006513

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	10.6%

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 19, 2025
Property Address	3701 MARINERS DR, HAYES, VA 23072-2948
Document Number	0250003919
Map Reference	MB 26 PG 299
Instrument Date	Sep 17, 2025
Instrument	250003919
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	LAFAYETTE TITLE AND ESCROW LLC, LAFAYETTE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 MARINERS DR, HAYES, VA 23072-2948

Mortgage

Document Number	0250003920
Date	Sep 19, 2025
Instrument	250003920

Lender

Name	JAMES S GRANITZKI ETAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 10, 2055

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (-29.79%)	$364,400 (-5%) Land $77,820 Building $286,580	$364,400 (-5%) Land $77,820 Building $286,580
2024	$3,186.00 (+5%)	$728,800 (+1%) Land $155,640 Building $573,160	$728,800 (+1%) Land $155,640 Building $573,160
2023	$2,124.00 (+13.1%)	$364,400 (+40.61%) Land $77,820 Building $286,580	$364,400 (+40.61%) Land $77,820 Building $286,580
2022	$1,878.00	$259,150 Land $48,620 Building $210,530	$259,150 Land $48,620 Building $210,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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