3712 Mariners Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 3712 Mariners Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,078 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jun 2023)
Tax Bill	$2,353 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`42570`

Property Details

APN / Parcel Number

Primary APN	`42570`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,078 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	460 sqft
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3712 MARINERS DR
City	HAYES
State	VA
Zip	23072-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	SEAWELL'S TRACE SEC THREE LOT 20
Legal Subdivision	PLAT: PB25 666-666F
Legal Lot Number	20
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1019
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3712 MARINERS DR, HAYES, VA 23072-2948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · VA Mortgage NOTH AMERICAN SAVINGS BANK FSB
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	20232208
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 9, 2023
Property Address	3712 MARINERS DR, HAYES, VA 23072-2948
Document Number	0230002208
Instrument Date	Jun 4, 2023
Instrument	230002208
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 MARINERS DR, HAYES, VA 23072-2948

Mortgage

Document Number	0230002209
Date	Jun 9, 2023
Instrument	230002209

Lender

Name	NOTH AMERICAN SAVINGS BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3712 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	FIDELITY NTL TITLE OF OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005123
Date	Sep 23, 2020
Instrument	200005123

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,353.00 (+7.59%)	$403,620 (+13.29%) Land $78,400 Building $325,220	$403,620 (+13.29%) Land $78,400 Building $325,220
2025	$2,187.00 (+5.3%)	$356,260 (-) Land $78,400 Building $277,860	$356,260 (-) Land $78,400 Building $277,860
2024	$2,077.00	$356,260 (-) Land $78,400 Building $277,860	$356,260 (-) Land $78,400 Building $277,860
2023	$2,077.00 (+14.62%)	$356,260 (+42.5%) Land $78,400 Building $277,860	$356,260 (+42.5%) Land $78,400 Building $277,860
2022	$1,812.00	$250,010 Land $50,000 Building $200,010	$250,010 Land $50,000 Building $200,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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