3739 Mariners Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 3739 Mariners Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,674 sqft · built 2010
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Apr 2018)
Tax Bill	$2,667 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045C1 3 71`

Property Details

APN / Parcel Number

Primary APN	`045C1 3 71`
Alternative APN	`42621`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3739 MARINERS DR
City	HAYES
State	VA
Zip	23072-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	SEAWELL'S TRACE SEC THREE LOT 71
Legal Subdivision	PLAT: PB25 666-666F
Legal Lot Number	71
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1025
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1718, GLOUCESTER, VA 23061-1718
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 17, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Sep 15, 2017	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	20181568
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3739 MARINERS DR, HAYES, VA 23072-2948
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000565
Date	Feb 6, 2020
Instrument	200000565

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.38%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 17, 2018
Property Address	3739 MARINERS DR, HAYES, VA 23072-2948
Document Number	0180001568
Instrument Date	Apr 2, 2018
Instrument	180001568
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 MARINERS DR, HAYES, VA 23072-2948

Mortgage

Document Number	0180001569
Date	Apr 17, 2018
Instrument	180001569

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 15, 2017
Property Address	3739 MARINERS DR, HAYES, VA 23072-2948
Document Number	0170004452
Instrument Date	Aug 29, 2017
Instrument	170004452
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 MARINERS DR, HAYES, VA 23072-2948
Investor	Possibly a Property Investor

Mortgage

Document Number	0170004453
Date	Sep 15, 2017
Instrument	170004453

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,667.00 (+8.06%)	$457,450 (+13.8%) Land $77,500 Building $379,950	$457,450 (+13.8%) Land $77,500 Building $379,950
2025	$2,468.00 (+110.76%)	$401,960 (-) Land $77,500 Building $324,460	$401,960 (-) Land $77,500 Building $324,460
2023	$1,171.00 (-46.43%)	$401,960 (+33.28%) Land $77,500 Building $324,460	$401,960 (+33.28%) Land $77,500 Building $324,460
2022	$2,186.00	$301,580 Land $47,840 Building $253,740	$301,580 Land $47,840 Building $253,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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