3720 S River Bluff Rd, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 3720 S River Bluff Rd, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,290 sqft · built 2015
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,802 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-33-100-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-33-100-014-000`
Alternative APN	`10644`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,290 sqft Finished Area
1st Floor Area	2,290 sqft
Basement Area	2,290 sqft
Finished Basement	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	203,861 sqft (4.68 acres)
Garage Type	Mixed
Garage Area	2,890 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	424 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	10644
Street Address	3720 S RIVER BLUFF RD
City	SIOUX FALLS
State	SD
Zip	57110-7533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1 HARR`S ADDITION N12 SW14 NW14 33 101 48 SPLIT ROCK TOWNSHIP 101-48
Legal Range	48
Legal Township	101
Legal Section	33
Legal Subdivision	HARR`S ADDITION
Legal Tract	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SPLIT ROCK
Census Block Group	3
Census Block	3066
Census Tract	10401

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3720 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2009
Deed Sale	Dec 3, 2009
Deed Book / Page	530 / 250
Last Transfer Date	Jun 24, 2026
Transfer Doc	0000162504
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 29, 2026
Property Address	3720 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7533
Document Number	0000162504
Book / Page	639-D / 345
Instrument Date	Jun 24, 2026
Instrument	2026162504
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7533

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3720 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7533
Transaction Type	Mortgage
Record Updated	Jun 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1880MTG/733
Date	Apr 1, 2020
Book Page	1880 MTG/733

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Split Rock Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$875,463 (+4.38%) Land $210,163 Building $665,300	$875,463 Land $210,163 Building $665,300
2025	$8,802.00	$838,700 (+18.75%) Land $201,300 Building $637,400
2024	$8,802.00 (+18.61%)	$706,300 (+12.99%) Land $201,300 Building $505,000
2022	$7,421.00	$625,100 Land $114,500 Building $510,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 52% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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