3401 S River Bluff Rd, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 3401 S River Bluff Rd, Sioux Falls, SD 57110

Property Summary

Property Type	Other Improved
Details	4 bd · 4.5 ba · 2,706 sqft · built 1994
Lot Size	6.82 acres (297,079 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,020 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2014 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-23-32-200-009-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-32-200-009-000`
Alternative APN	`10629`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,706 sqft Finished Area
1st Floor Area	2,699 sqft
Basement Area	3,892 sqft
Finished Basement	1,750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	297,079 sqft (6.82 acres)
Garage Type	Attached
Garage Area	1,186 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	216 sqft
Patio Area	408 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	10629
Street Address	3401 S RIVER BLUFF RD
City	SIOUX FALLS
State	SD
Zip	57110-7560
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A1
Legal Description	E550 NE14 NE14 LYING NORTH OF TR 1 BOOM`S ADDN (EX TR 2 BOOMS ADDN) 32 101 48 SPLIT ROCK TWP
Legal Range	48
Legal Township	101
Legal Section	32
Legal Subdivision	BOOMS ADDN
Legal Tract	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SPLIT ROCK
Census Block Group	3
Census Block	3075
Census Tract	10401

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3401 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7560
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA
Sep 22, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2009
Deed Sale	Dec 3, 2009
Deed Book / Page	530 / 249
Last Transfer Date	Apr 18, 2024
Transfer Doc	0625000481
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3401 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7560
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	ANTHEM TITLE ESCROW SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7560

Mortgage

Document Number	MTG1991/920
Date	Nov 14, 2024
Book Page	MTG 1991/920

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	608 W 86TH ST, SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 22, 2014
Property Address	3401 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7560
Document Number	000558/226
Book / Page	558 / 226
Instrument Date	Sep 18, 2014
Instrument	419744
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3401 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7560
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Split Rock Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,020.00	$78,100 (-91.72%) Land $45,700 Building $32,400
2024	$1,020.00 (-88.21%)	$943,800 (+30.05%) Land $236,500 Building $707,300
2022	$8,654.00	$725,700 Building $725,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY RURAL WATER SYSTEM private · serves 5,965 people · EPA ID SD4600304
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	Aug 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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