3720 Hope Commons Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3720 Hope Commons Cir, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,000 sqft · built 2000
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on File
Last Sale	$181,025 (Dec 2000)
Tax Bill	$6,310 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-221347`

Property Details

APN / Parcel Number

Primary APN	`07-221347`
Alternative APNs	`7221347` `221347`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	880 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	221347
Street Address	3720 HOPE COMMONS CIR
City	FREDERICK
State	MD
Zip	21704-7821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3039 SECTION M3 1,700 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC MC
Legal Lot Number	3039
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752206

Owner

3720 Hope Commons Cir, a townhouse, is owned by an individual who bought it in December 2000.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	74825 INDIANOLA DR, TWENTYNINE PALMS, CA 92277-3916
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · VA Mortgage NEW AMERICA FINANCIAL CORP
Jan 3, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2000 · Amount on File
Deed Sale	Dec 28, 2000 · Amount on File
Deed Document Number	20008312
Deed Book / Page	2797 / 44
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3720 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117150028
Date	Mar 15, 2017
Book Page	11715/0028
Instrument	11715-0028

Lender

Name	NEW AMERICA FINANCIAL CORP
Type	Funding / Finance Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3720 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 HOPE COMMONS CIR, FREDERICK, MD 21704-7821

Mortgage

Document Number	0156270399
Date	Jan 3, 2022
Book Page	15627/399

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3720 Hope Commons Cir was $6,310.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,467	$509,100 Land $170,000 Building $339,100
2025	$6,310.00
2023	$5,428.00	$370,800	$399,200 Land $135,000 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3720 Hope Commons Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Hope Commons Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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