3724 Hope Commons Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3724 Hope Commons Cir, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,560 sqft · built 2000
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2021)
Tax Bill	$6,521 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-221320`

Property Details

APN / Parcel Number

Primary APN	`07-221320`
Alternative APNs	`7221320` `221320`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	880 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	221320
Street Address	3724 HOPE COMMONS CIR
City	FREDERICK
State	MD
Zip	21704-7821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3037 SECTION M3 1,800 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	3037
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752206

Owner

3724 Hope Commons Cir, a townhouse, is owned and occupied by two individuals who bought it in July 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Jul 6, 2021	Deed, Transfer · Conventional Mortgage PRIMELENDING
Mar 26, 2018	Grant Deed, Transfer · Conventional with PMI INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Book / Page	15072 / 357
Transfer Doc	0000007942
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821

Mortgage

Document Number	0145190001
Date	Feb 8, 2021
Book Page	14519/1

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821

Mortgage

Document Number	0140400252
Date	Sep 3, 2020
Book Page	14040/252

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2050

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 6, 2021
Property Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Document Number	0150720357
Book / Page	15072 / 357
Map Reference	MB 73 PL 137&138
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821

Mortgage

Document Number	15072363
Date	Jul 6, 2021
Instrument	15072/363

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 26, 2018
Property Address	3724 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Document Number	0123300138
Book / Page	012330 / 000138
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 HOPE COMMONS CIR FREDERICK MD 217047821, FREDERICK, MD 21704-7821

Mortgage

Document Number	123300145
Date	Mar 26, 2018
Book Page	012330/000145

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3724 Hope Commons Cir was $6,521.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,200	$529,300 Land $170,000 Building $359,300
2025	$6,521.00
2023	$5,598.00	$385,300	$415,000 Land $135,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3724 Hope Commons Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3724 Hope Commons Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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