3715 Hope Commons Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3715 Hope Commons Cir, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 1,960 sqft · built 2001
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on File
Last Sale	$371,000 (Oct 2020)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-221541`

Property Details

APN / Parcel Number

Primary APN	`07-221541`
Alternative APNs	`7221541` `221541`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	680 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	221541
Street Address	3715 HOPE COMMONS CIR
City	FREDERICK
State	MD
Zip	21704-7822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3064 SECTION M3 1,800 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	3064
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2003
Census Tract	752206

Owner

3715 Hope Commons Cir, a townhouse, is owned and occupied by an individual who bought it in October 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3715 HOPE COMMONS CIR, FREDERICK, MD 21704-7822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Apr 29, 2010 · Amount on File
Deed Book / Page	14218 / 500
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 29, 2020
Property Address	3715 HOPE COMMONS CIR, FREDERICK, MD 21704-7822
Document Number	0142180500
Book / Page	14218 / 500
Map Reference	MB 65 PL 49
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 HOPE COMMONS CIR, FREDERICK, MD 21704-7822

Mortgage

Document Number	14218507
Date	Oct 29, 2020
Instrument	14218/507

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3715 HOPE COMMONS CIR, FREDERICK, MD 21704-7822
Document Number	0135250095
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3715 HOPE COMMONS CIR FREDERICK MD 217047822, FREDERICK, MD 21704-7822

Mortgage

Document Number	0135250095
Date	Feb 12, 2020
Book Page	013525/000095

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 11, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3715 Hope Commons Cir was $5,814 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,967	$478,400 Land $170,000 Building $308,400
2025	$5,814.00
2023	$5,168.00	$348,667	$375,100 Land $135,000 Building $240,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3715 Hope Commons Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3715 Hope Commons Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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