Frederick County property record for 3718 Hope Commons Cir, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,665 sqft · built 2000 |
| Lot Size | 0.062 acres (2,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $442,000 (Mar 2023) |
| Tax Bill | $5,128 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-221355 |
| Primary APN | 07-221355 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 345 sqft |
| Finished Basement | 345 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,720 sqft (0.062 acres) |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 221355 |
|---|---|
| Street Address | 3718 HOPE COMMONS CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7821 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 3040 SECTION M3 2,720 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M3 |
| Legal Lot Number | 3040 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752206 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA |
| Mar 17, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| May 19, 2017 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2000 · Amount on Record |
| Deed Book / Page | 16365 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0163440322 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 16344/322 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | ELKRIDGE, MD 21075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 17, 2023 |
| Property Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0163650442 |
| Book / Page | 16365 / 442 |
| Map Reference | MB 65 PL 49 |
| Instrument Date | Mar 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18106 WESTBURY CT, HAGERSTOWN, MD 21740-9000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0016365450 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 16365/450 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LAFAYETTE STLMT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0155420454 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 15542/454 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3718 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0119100142 |
| Book / Page | 011910 / 000142 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3718 HOPE COMMONS CIR FREDERICK MD 217047821, FREDERICK, MD 21704-7821 |
| Document Number | 0119100142 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 011910/000142 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NJ 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,133 (+7.47%) | $405,500 (-) Land $170,000 Building $235,500 | |
| 2025 | $5,128.00 (+8.76%) Homeowner's exemption | $352,767 (+13.8%) | $405,500 (+24.23%) Land $170,000 Building $235,500 |
| 2023 | $4,715.00 | $310,000 | $326,400 Land $135,000 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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