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3720 Cord Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3720 Cord Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1990
Lot Size4.94 acres (215,447 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Apr 2013)
Tax Bill$3,196 (2025)
Deeds & MortgagesMar 2026 Transfer
Feb 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-26-30-4950-0001-0330

Property Details

APN / Parcel Number

Primary APN35-26-30-4950-0001-0330
Alternative APNs
  • 263035495000010330
  • 88713

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,952 sqft
1st Floor Area1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area215,447 sqft (4.94 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area920 sqft
Shed1 Shed
Shed Area190 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3720 CORD AVE
CitySAINT CLOUD
StateFL
Zip34772-8061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 19 LOT 33
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block330
Legal Lot Number33
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2027
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-4950-0001-0330

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3720 CORD AVE, SAINT CLOUD, FL 34772-8061
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Intrafamily Transfer, Transfer
Feb 27, 2020Loan Modification, Mortgage
PRIVATE INDIVIDUAL
Apr 01, 2013Loan Modification, Mortgage

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2013 · Amount on Record
Deed SaleApr 02, 2013 · Amount on Record
Prior SaleMar 18, 2013 · Amount on Record
Deed Document Number201350919
Deed Book / Page4419 / 1207
Last Transfer DateMar 11, 2026
Transfer Doc0069361177
Record UpdatedJun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 12, 2026
Property Address3720 CORD AVE, SAINT CLOUD, FL 34772-8061
Document Number0069361177
Book / Page6936 / 1177
Map ReferenceMB B PG 19
Instrument DateMar 11, 2026
Instrument2026032573
Transaction TypeTransfer
Record UpdatedMar 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3720 CORD AVE, SAINT CLOUD, FL 34772-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address3720 CORD AVE, SAINT CLOUD, FL 34772-8061

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3720 CORD AVE, SAINT CLOUD, FL 34772-8061
Document Number0056872406
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3720 CORD AVE ST CLOUD FL 347728061, ST CLOUD, FL 34772-8061

Mortgage

Document Number0056872406
DateMar 06, 2020
Book Page005687/002406
Instrument33473
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
Term24 Months
DueMar 05, 2022
Interest
Rate9.5%

April 2013: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3720 CORD AVE, SAINT CLOUD, FL 34772-8061
Document Number0053351524
Instrument DateApr 01, 2013
Transaction TypeMortgage
Record UpdatedJun 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,196.00 (+5.55%) Homeowner's exemption$220,168 (+5.99%)$446,300 (+2.6%) Land $198,000 Building $248,300
2024$3,028.00 (+2.26%)
2023$2,961.00 (+4.48%) Homeowner's exemption$207,733 (+3%)$435,000 (+20.03%) Land $198,000 Building $237,000
2022$2,834.00 Homeowner's exemption$201,683$362,400 Land $158,400 Building $204,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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