3632 Cord Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3632 Cord Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeVacant Land > Residential
Lot Size50,747 sqft (1.16 acres)
Last Sale$140,000 (2025)
Tax Bill$814.00 (2025)

Property Details

APN / Parcel Number

Primary APN88474
Alternative APN
  • 262630344500010280

Exterior

Lot Area50,747 sqft (1.16 acres)

Location & Zoning

Account Number88474
Street Address3632 CORD AVE
CitySAINT CLOUD
StateFL
Zip34772-8033
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionHORIZON MEADOWS PB 8 PG 139 LOT 28
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionAGRICULTURAL
Legal Tract3445
Legal Block1
Legal Lot Number28
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2027
Census Tract43304

Owner

Source: Osceola County records · APN 88474

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address174 WHETSTONE WAY, VILLA RICA, GA 30180-6940
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2025Warranty Deed, Construction Loan · Building or Construction Mortgage
CENTENNIAL BANK
Dec 06, 2023Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 2025 · Amount on Record
Deed SaleFeb 24, 2025 · Amount on Record
Prior SaleDec 06, 2023 · Amount on Record
Deed Doc Number2025022873
Deed Book / Page6744 / 397
Record RefreshedJun 08, 2026

February 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2025
Property Address3632 CORD AVE, SAINT CLOUD, FL 34772-8033
Document Number0067440397
Book / Page6744 / 397
Map ReferenceMB 8 PG 139
Instrument DateFeb 18, 2025
Instrument2025022873
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$980.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 WHETSTONE WAY, VILLA RICA, GA 30180-6940

Mortgage

Document Number0006744399
DateFeb 24, 2025
Instrument6744/399
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate8.75%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMar 01, 2031
Change FrequencyAnnually
Min Rate At Change6.75%
Max Rate At Change10.7%
Max Rate14.7%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 06, 2023
Property Address3632 CORD AVE, SAINT CLOUD, FL 34772-8033
Document Number0065141553
Book / Page6514 / 1553
Map ReferenceMB 8 PG 139
Instrument DateNov 28, 2023
Instrument2023158673
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$4,200.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 423081, KISSIMMEE, FL 34742-3081

Transferred To (Grantee/Buyer)

NameVerified Name
Address1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$814.00 (+20,25%)$58,800 (+19,5%) Land $58,800$58,800 (+153.45%) Land $58,800
2023$4.00$300 (-) Land $300$23,200 (-)
2022$4.00$300 Land $300$23,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cord Ave

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