3760 Cord Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3760 Cord Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,941 sqft · built 1983
Lot Size	2.47 acres (107,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2007)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	May 2023 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-26-30-4950-0001-0485`

Property Details

APN / Parcel Number

Primary APN	`35-26-30-4950-0001-0485`
Alternative APNs	`263035495000010485` `88717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,941 sqft Living Area
Gross Area	3,099 sqft
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	107,636 sqft (2.47 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	648 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3760 CORD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	S L & I C PB B PG 19 S 1/2 LOT 48
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	485
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2027
Census Tract	43304

Owner

Source: Osceola County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3760 CORD AVE, SAINT CLOUD, FL 34772-8061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2007 · Amount on Record
Deed Sale	Dec 31, 2007 · Amount on Record
Prior Sale	Sep 20, 2006 · Amount on Record
Deed Document Number	2007228158
Deed Book / Page	3617 / 1879
Last Transfer Date	Apr 20, 2023
Transfer Doc	0063972840
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 1, 2023
Property Address	3760 CORD AVE, SAINT CLOUD, FL 34772-8061
Document Number	0063972840
Book / Page	6397 / 2840
Map Reference	MB B PG 19
Instrument Date	Apr 20, 2023
Instrument	2023053147
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 CORD AVE, SAINT CLOUD, FL 34772-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	15 EMBLETON WAY, BUCKINGHAM XX

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3760 CORD AVE, SAINT CLOUD, FL 34772-8061
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057720202
Date	Aug 11, 2020
Book Page	5772/202
Instrument	2020105286

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (+6.35%) Homeowner's exemption	$164,734 (+5.99%)	$387,600 (+4.76%) Land $124,700 Building $262,900
2024	$2,284.00 (+2.38%)
2023	$2,231.00 (+5.04%) Homeowner's exemption	$155,430 (+3%)	$370,000 (+19.86%) Land $123,500 Building $246,500
2022	$2,124.00 Homeowner's exemption	$150,903	$308,700 Land $98,800 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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