3624 Cord Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3624 Cord Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,269 sqft · built 1999
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2021)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88702`

Property Details

APN / Parcel Number

Primary APN	`88702`
Alternative APN	`352630344600010040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,269 sqft Heated Area
Gross Area	2,701 sqft
1st Floor Area	2,269 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	349 ft deep x 130 ft wide
Garage Area	1,120 sqft
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88702
Street Address	3624 CORD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8033
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OARM
Legal Description	HORIZON MEADOWS UNIT TWO PB 11 PG 59 LOT 4
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	TIMBER WINDS
Legal Tract	3446
Legal Block	1
Legal Lot Number	4
Legal Unit	W
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2027
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3624 CORD AVE, SAINT CLOUD, FL 34772-8033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Feb 3, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Sep 16, 2005 · Amount on Record
Deed Document Number	2021015328
Deed Book / Page	5883 / 839
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3624 CORD AVE, SAINT CLOUD, FL 34772-8033
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLNS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 CORD AVE, SAINT CLOUD, FL 34772-8033

Mortgage

Document Number	0068322958
Date	Aug 11, 2025
Book Page	6832/2958
Instrument	2025099713

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 3, 2021
Property Address	3624 CORD AVE, SAINT CLOUD, FL 34772-8033
Document Number	0058830839
Book / Page	5883 / 839
Map Reference	MB 11 PG 59
Instrument Date	Jan 29, 2021
Instrument	2021015328
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2003 COLONY PLZ, 2003, JACKSONVILLE, NC 28546-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 CORD AVE, SAINT CLOUD, FL 34772-8033

Mortgage

Document Number	0005883840
Date	Feb 3, 2021
Instrument	5883/840

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00 (+4.63%) Homeowner's exemption	$217,600 (+2.63%) Land $36,400 Building $181,200	$217,600 (-0.18%) Land $36,400 Building $181,200
2023	$3,021.00 (+4.97%) Homeowner's exemption	$212,025 (+28.73%)	$218,000 (+32.36%) Land $36,400 Building $181,600
2022	$2,878.00	$164,700 Land $31,200 Building $133,500	$164,700 Land $31,200 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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