365 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 365 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 3,397 sqft · built 2022
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2021)
Tax Bill	$5,415 (2025)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan Jun 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`244NL012`

Property Details

APN / Parcel Number

Primary APN	`244NL012`
Alternative APNs	`108513146295` `80117723`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Building Area	3,397 sqft Heated Area
Gross Area	5,555 sqft
1st Floor Area	937 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,492 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80117723
Street Address	365 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-93 PH-III LITTLE BEACH LANDING PL 81/66
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	93
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 SOUTHBANK DR, CARY, NC 27518-9759
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Construction Loan · Construction Mortgage SOUTH STATE BANK NA
Jun 1, 2021	Warranty Deed, Transfer
Apr 9, 2018	Trustee's Deed, Transfer DW FAMILY GST TRUST (IT)
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Book / Page	4719 / 979
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0040370840
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 5, 2021
Property Address	365 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0047190979
Book / Page	4719 / 979
Map Reference	CAB 81 PG 65-72
Instrument Date	Oct 4, 2021
Transaction Type	Construction Loan
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 736, CHESHIRE, MA 01225-0736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SOUTHBANK DR, CARY, NC 27518-9759

Mortgage

Document Number	0004719982
Date	Oct 5, 2021
Instrument	4719/982

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 1, 2021
Property Address	365 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0046310457
Book / Page	4631 / 457
Map Reference	CAB 81 PG 65-72
Instrument Date	May 12, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 736, CHESHIRE, MA 01225-0736
Investor	Possibly a Property Investor

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 9, 2018
Property Address	365 NE 4TH ST, OAK ISLAND, NC 28465-6649
Document Number	0040390101
Book / Page	004039 / 000101
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	40390115
Date	Apr 9, 2018
Book Page	004039/000115

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 8, 2028

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 5, 2018
Property Address	365 NE 4TH ST, OAK ISLAND, NC 28465-6649
Document Number	0040370840
Book / Page	004037 / 000840
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,407,870 (-) Land $330,000 Building $1,077,870	$1,407,870 (-) Land $330,000 Building $1,077,870
2025	$5,415.00 (+0.02%)	$1,407,870 (-12.77%) Land $330,000 Building $1,077,870	$1,407,870 (-12.77%) Land $330,000 Building $1,077,870
2024	$5,414.00 (+372.84%)
2023		$1,613,900 (+595.65%) Land $330,000 Building $1,283,900	$1,613,900 (+595.65%) Land $330,000 Building $1,283,900
2022	$1,145.00	$232,000 Land $232,000	$232,000 Land $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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