Highlands County property record for 3718 Creekside Dr, Sebring, FL 33875 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,290 sqft Living Area |
| Lot Size | 16,001 sqft (0.367 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2001) |
| Tax Bill | $3,977.00 (2025) |
| Primary APN | C095803000001440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 3,290 sqft Living Area |
| Gross Area | 3,870 sqft Gross Area |
| 1st Floor | 3,290 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 16,001 sqft (0.367 acres) |
| Depth X Width | 176 ft x 90 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 1,428 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 580 sqft Garage |
| Pool Type | Pool, Enclosed Pool Type |
|---|---|
| Pool Area | 450 sqft Pool |
| Patio Area | 845 sqft Patio |
| Porch | Open Porch |
| Porch Area | 264 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 3718 CREEKSIDE DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4756 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK BROOK SUB PB 15 PG 138 LOT 144 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | OAK BROOK SUB |
| Legal Lot Number | 144 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 961301 |
Source: Highlands County records · APN C095803000001440
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3718 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Affidavit, Transfer |
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jul 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2001 · Amount on Record |
| Deed Sale | Aug 31, 2001 · Amount on Record |
| Deed Doc Number | 20011113698 |
| Deed Book / Page | 1564 / 884 |
| Prior Transfer Date | Feb 02, 2000 |
| Prior Transfer Doc | 0001051251 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 22, 2026 |
| Property Address | 3718 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Document Number | 0002318307 |
| Book / Page | 3200 / 402 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20262318307 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3718 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3718 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002146217 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 2968/1569 |
| Instrument | 2146217 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3718 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT & TTL C |
| Name | Verified Name |
|---|
| Document Number | 0001946829 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 2700/1922 |
| Instrument | 1946829 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3718 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001988114 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 2757/43 |
| Instrument | 1988114 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33872 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,977.00 (+2.95%) Homeowner's exemption | $304,416 (+5.99%) | $488,126 (+4.49%) Land $34,965 Building $453,161 |
| 2024 | $3,863.00 (+1.9%) | ||
| 2023 | $3,791.00 (+1.17%) Homeowner's exemption | $287,220 (+3%) | $467,167 (+19.15%) Land $29,970 Building $437,197 |
| 2022 | $3,747.00 Homeowner's exemption | $278,854 | $392,067 Land $29,970 Building $362,097 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 212 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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