Highlands County property record for 3726 Creekside Dr, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 3,675 sqft Living Area |
| Lot Size | 13,710 sqft (0.314 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $377,500 (2019) |
| Tax Bill | $3,097.00 (2024) |
| Primary APN | C-09-35-28-030-0000-1460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 3,675 sqft Living Area |
| 1st Floor | 3,095 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 13,710 sqft (0.314 acres) |
| Depth X Width | 154 ft x 90 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 798 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 628 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 550 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 3726 CREEKSIDE DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4756 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK BROOK SUB PB 15 PG 138 LOT 146 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | OAK BROOK SUB |
| Legal Lot Number | 146 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-09-35-28-030-0000-1460
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3726 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Dec 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Doc Number | 0001952442 |
| Deed Book / Page | 002707 / 001732 |
| Last Transfer Date | Dec 29, 2020 |
| Transfer Doc | 0002012568 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3726 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | HEARTLAND TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 128 W FAIRWAY DR, HAMILTON, OH 45013-3527 |
| Document Number | 0001998874 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 2773/327 |
| Instrument | 1998874 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 29, 2020 |
| Property Address | 3726 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Document Number | 0002012568 |
| Book / Page | 002792 / 001266 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2012568 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $571.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 128 W FAIRWAY DR HAMILTON OH 450133527, HAMILTON, OH 45013-3527 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 3726 CREEKSIDE DR, SEBRING, FL 33875-4756 |
| Document Number | 0001952442 |
| Book / Page | 002707 / 001732 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 1952442 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,642.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 128 W FAIRWAY DR HAMILTON OH 450133527, HAMILTON, OH 45013-3527 |
| Document Number | 1952443 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 002707/001734 |
| Instrument | 1952443 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $383,965 (+5.99%) | $451,994 (+6.76%) Land $33,705 Building $418,289 | |
| 2024 | $3,097.00 (+2.18%) | ||
| 2023 | $3,031.00 (+1.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $362,276 (+3%) | $423,388 (+20.38%) Land $28,890 Building $394,498 |
| 2022 | $2,994.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $351,724 Land $28,890 Building $322,834 | $351,724 Land $28,890 Building $322,834 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 212 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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