Highlands County property record for 3709 Creekside Dr, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1995 |
| Square Footage | 4,084 sqft Living Area |
| Lot Size | 17,530 sqft (0.402 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2018) |
| Tax Bill | $4,207.00 (2024) |
| Primary APN | C095803000001620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 4,084 sqft Living Area |
| 1st Floor | 1,802 sqft 1st Floor |
| 2nd Floor | 1,760 sqft 2nd Floor |
| Upper Floors | 1,860 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Slate Roof |
| Lot Area | 17,530 sqft (0.402 acres) |
| Depth X Width | 200 ft x 90 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 1,080 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 612 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Pool Area | 36 sqft Pool |
| Patio Area | 862 sqft Patio |
| Porch | Open Porch |
| Porch Area | 352 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C095803000001620 |
|---|---|
| Street Address | 3709 CREEKSIDE DR |
| City | SEBRING |
| State | FL |
| Zip | 33875-4757 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK BROOK SUB PB 15 PG 138 LOT 162 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | OAK BROOK SUB |
| Legal Lot Number | 162 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 961301 |
Source: Highlands County records · APN C095803000001620
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3709 CREEKSIDE DR, SEBRING, FL 33875-4757 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Jul 05, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2018 · Amount on Record |
| Deed Sale | Jul 05, 2018 · Amount on Record |
| Prior Sale | Oct 18, 2013 · Amount on Record |
| Deed Doc Number | 1903036 |
| Deed Book / Page | 2644 / 1159 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3709 CREEKSIDE DR, SEBRING, FL 33875-4757 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002093217 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 2904/911 |
| Instrument | 2093217 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3709 CREEKSIDE DR, SEBRING, FL 33875-4757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002002107 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 2777/1344 |
| Instrument | 2002107 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 05, 2018 |
| Property Address | 3709 CREEKSIDE DR, SEBRING, FL 33875-4757 |
| Document Number | 0001903036 |
| Book / Page | 002644 / 001159 |
| Instrument Date | Jul 02, 2018 |
| Instrument | 1903036 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3709 CREEKSIDE DR SEBRING FL 338754757, SEBRING, FL 33875-4757 |
| Document Number | 1903037 |
|---|---|
| Date | Jul 05, 2018 |
| Book Page | 002644/001161 |
| Instrument | 1903037 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33803 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 04, 2048 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,999 (+7%) | $434,101 (+3.19%) Land $35,708 Building $398,393 | |
| 2024 | $4,207.00 (+2.94%) | ||
| 2023 | $4,087.00 (+1.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $312,137 (+3%) | $420,678 (+18.94%) Land $31,050 Building $389,628 |
| 2022 | $4,039.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $303,046 | $353,677 Land $31,050 Building $322,627 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 185 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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