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3715 Creekside Dr, Sebring, FL 33875 Property Records

Highlands County property record for 3715 Creekside Dr, Sebring, FL 33875 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms5 Baths
Year BuiltBuilt 1994
Square Footage4,079 sqft Living Area
Lot Size37,686 sqft (0.865 acres)
OccupancyOwner Occupied
Last Sale$649,000 (2022)
Tax Bill$3,264.00 (2024)

Property Details

APN / Parcel Number

Primary APNC095803000001600
Alternative APN
  • C-09-35-28-030-0000-1600

Interior

Bedrooms3 Beds
Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area4,079 sqft Living Area
Gross Area4,899 sqft Gross Area
1st Floor4,079 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area37,686 sqft (0.865 acres)
Depth X Width418 ft x 180 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area1,800 sqft Driveway
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area820 sqft Garage

Exterior Amenities

Pool TypePool, Enclosed Pool Type
Pool Area524 sqft Pool
Patio Area1,304 sqft Patio
PorchOpen Porch
Porch Area861 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3715 CREEKSIDE DR
CitySEBRING
StateFL
Zip33875-4757
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAK BROOK SUB PB 15 PG 138 LOTS 160 + 161
Legal Range28E
Legal Township35S
Legal Section09
Legal SubdivisionOAK BROOK SUB
Legal Lot Number160
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup3
Census Block3018
Census Tract961301

Owner

Source: Highlands County records · APN C095803000001600

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Nov 17, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Feb 15, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Nov 12, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 02, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Prior SaleAug 31, 2005 · Amount on Record
Deed Doc Number20222078145
Deed Book / Page2884 / 745
Prior Transfer DateJul 19, 2020
Prior Transfer Doc0002006247
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757
Transaction TypeMortgage
Record UpdatedFeb 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757

Mortgage

Document Number0002295739
DateJan 20, 2026
Book Page3168/1126
Instrument2295739
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757
Transaction TypeMortgage
Record UpdatedDec 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757

Mortgage

Document Number0002178472
DateNov 17, 2023
Book Page3010/1384
Instrument2178472
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 15, 2022
Property Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757
Document Number0002078145
Book / Page2884 / 745
Map ReferenceMB 15 PG 138
Instrument DateFeb 09, 2022
Instrument2078145
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,543.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3715 CREEKSIDE DR, 3715, SEBRING, FL 33875-4757

Transferred To (Grantee/Buyer)

NameVerified Name
Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757

Mortgage

Document Number0002884747
DateFeb 15, 2022
Instrument2884/747
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateNov 12, 2020
Property Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757
Document Number0002006247
Book / Page002783 / 001048
Instrument DateJul 19, 2020
Instrument2006247
Transaction TypeTransfer
Record UpdatedNov 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3715 CREEKSIDE DR SEBRING FL 338754757, SEBRING, FL 33875-4757

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateAug 02, 2019
Property Address3715 CREEKSIDE DR, SEBRING, FL 33875-4757
Document Number0001950845
Book / Page002705 / 001723
Instrument DateJul 19, 2019
Instrument1950845
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3715 CREEKSIDE DR SEBRING FL 338754757, SEBRING, FL 33875-4757

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$277,410 (+11.25%)$571,382 (+6.07%) Land $72,346 Building $499,036
2024$3,264.00 (+7.79%)
2023$3,028.00 (-43.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$249,361 (-36.39%)$538,692 (+17.92%) Land $62,910 Building $475,782
2022$5,403.00 Homeowner's exemption$392,031$456,813 Land $62,910 Building $393,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 212 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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