3714 Elder Mountain Rd, Chattanooga, TN 37419 Property Records

Hamilton County property record for 3714 Elder Mountain Rd, Chattanooga, TN 37419

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 1967
Lot Size	4.7 acres (204,732 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (May 2000)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144G A 007`

Property Details

APN / Parcel Number

Primary APN	`144G A 007`
Alternative APN	`0000069228`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	204,732 sqft (4.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000069228
Street Address	3714 ELDER MOUNTAIN RD
City	CHATTANOOGA
State	TN
Zip	37419-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NE PT OF SEC 2 TWP 2 R 5 IRR PVT RD
Legal Subdivision	WEST CHATTANOOGA LAND COMPANYS PROPERTY
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	4
Census Block	4001
Census Tract	12100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3714 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2000 · Amount on Record
Deed Sale	May 17, 2000 · Amount on Record
Deed Document Number	2000122
Deed Book / Page	5598 / 235
Last Transfer Date	Mar 24, 2004
Transfer Doc	7116585
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3714 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1020
Document Number	0000000006
Book / Page	011106 / 000350
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 ELBER MOUNTAIN RD CHATTANOOGA TN 37419, CHATTANOOGA, TN 37419

Mortgage

Document Number	0000000006
Date	Jul 20, 2017
Book Page	011106/000349
Instrument	6

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (+18.69%)	$102,700 (+75.26%)	$410,800 (+75.26%) Land $110,700 Building $300,100
2024	$1,311.00	$58,600 (-)	$234,400 (-) Land $84,000 Building $150,400
2023	$1,311.00	$58,600 (-)	$234,400 (-) Land $84,000 Building $150,400
2022	$1,311.00	$58,600	$234,400 Land $84,000 Building $150,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	32 (1980–2015)
Claims Outside the SFHA	1 of 32
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 5 claims Severe Storms & Flooding, Feb 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20