Hamilton County property record for 3613 Elder Mountain Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,617 sqft · built 2015 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,984 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000163137 |
| Primary APN | 0000163137 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,617 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,014 sqft (1.24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000163137 |
|---|---|
| Old Parcel Number | 144 014 |
| Street Address | 3613 ELDER MOUNTAIN RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 HUTSELL PROPERTY SUB PB90 PG79 OUT OF 134-4 FOR 2009 |
| Legal Subdivision | HUTSELL PROPERTY |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3613 Elder Mountain Rd is owned and occupied by two individuals who acquired it in February 2023.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3613 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 27, 2023 | Intrafamily Transfer, Transfer SERVICELINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2023 |
| Transfer Doc | 0000000046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3613 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1228 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000000040 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 12308/148 |
| Instrument | 2021011100040 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2023 |
| Property Address | 3613 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1228 |
| Document Number | 0000000046 |
| Book / Page | 13221 / 95 |
| Map Reference | MB 90 PG 79 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023022700046 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3613 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1228 |
The 2025 property tax bill for 3613 Elder Mountain Rd was $2,984.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,984.00 | $196,875 | $787,500 Land $85,000 Building $702,500 |
| 2023 | $2,718.00 | $121,500 (-) | $486,000 (-) Land $51,000 Building $435,000 |
| 2022 | $2,718.00 | $121,500 | $486,000 Land $51,000 Building $435,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3613 Elder Mountain Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1982–2020) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3613 Elder Mountain Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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