Hamilton County property record for 3655 Elder Mountain Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,625 sqft · built 2003 |
| Lot Size | 0.742 acres (32,335 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,000 (Oct 2002) |
| Tax Bill | $1,517 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 144 011.01 |
| Primary APN | 144 011.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,625 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,335 sqft (0.742 acres) |
| Lot Dimensions | 216 ft deep x 149 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000149457 |
|---|---|
| Old Parcel Number | 144 011.01 |
| Street Address | 3655 ELDER MOUNTAIN RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 HUTSELL PROPERTY PB70 PG11 OUT OF 144-11 FOR 2003 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3655 Elder Mountain Rd is owned and occupied by two individuals who bought it in October 2002.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3655 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2002 · Amount on File |
| Deed Sale | Oct 24, 2002 · Amount on File |
| Deed Document Number | 0006417759 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3655 Elder Mountain Rd was $1,517.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,517.00 | $100,100 | $400,400 Land $62,500 Building $337,900 |
| 2023 | $1,526.00 | $68,250 (-) | $273,000 (-) Land $41,200 Building $231,800 |
| 2022 | $1,526.00 | $68,250 | $273,000 Land $41,200 Building $231,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3655 Elder Mountain Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1982–2020) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3655 Elder Mountain Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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