Hamilton County property record for 3624 Elder Mountain Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,520 sqft · built 1973 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $401,001 (Feb 2022) |
| Tax Bill | $1,619 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144G A 002 |
| Primary APN | 144G A 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 64,033 sqft (1.47 acres) |
| Lot Dimensions | 220 ft deep x 290 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000069222 |
|---|---|
| Old Parcel Number | 144G A 002 |
| Street Address | 3624 ELDER MOUNTAIN RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 JAMES AUSTIN PROP PB61 PG330 REV 86-8 |
| Legal Subdivision | JAMES AUSTIN PROP REV |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3624 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU |
| Feb 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2022 · Amount on Record |
| Deed Sale | Feb 17, 2022 · Amount on Record |
| Prior Sale | Jun 29, 2007 · Amount on Record |
| Deed Document Number | 2022021700180 |
| Deed Book / Page | 12850 / 254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3624 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000099 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 13312/283 |
| Instrument | 2023060700099 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 17, 2022 |
| Property Address | 3624 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1018 |
| Document Number | 0000000180 |
| Book / Page | 12850 / 254 |
| Map Reference | MB 86 PG 8 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022021700180 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,483.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3624 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1018 |
| Document Number | 0012850256 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 12850/256 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3624 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1018 |
| Document Number | 0828000134 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3624 ELDER MOUNTAIN RD CHATTANOOGA TN 374191018, CHATTANOOGA, TN 37419-1018 |
| Document Number | 0828000134 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 011742/000282 |
| Instrument | 190828000134 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,619.00 (+19.13%) | $106,825 (+75.77%) | $427,300 (+75.77%) Land $50,000 Building $377,300 |
| 2024 | $1,359.00 | $60,775 (-) | $243,100 (-) Land $42,600 Building $200,500 |
| 2023 | $1,359.00 | $60,775 (-) | $243,100 (-) Land $42,600 Building $200,500 |
| 2022 | $1,359.00 | $60,775 | $243,100 Land $42,600 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 32 (1980–2015) |
| Claims Outside the SFHA | 1 of 32 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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