3714 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3714 Divot Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 1987
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Tax Bill	$1,876 (2024)
Deeds & Mortgages	Jun 2021 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C344802300002370`

Property Details

APN / Parcel Number

Primary APN	`C344802300002370`
Alternative APN	`C-34-34-28-023-0000-2370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,987 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	1,987 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	195 ft deep x 145 ft wide
View / Lot	Water
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	1,104 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Unfinished Porch
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3714 DIVOT RD
City	SEBRING
State	FL
Zip	33872-1275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT III-A PB 14 PG 38 LOT 237
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3-A
Legal Lot Number	237
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4061
Census Tract	960602

Owner

Source: Highlands County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3714 DIVOT RD, SEBRING, FL 33872-1275
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 23, 2020
Transfer Doc	0001992674
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 30, 2021
Property Address	3714 DIVOT RD, SEBRING, FL 33872-1275
Document Number	0002041753
Book / Page	2833 / 1919
Map Reference	MB 14 PG 38
Instrument Date	Jun 29, 2021
Instrument	2041753
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3714 DIVOT RD, SEBRING, FL 33872-1275

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 24, 2020
Property Address	3714 DIVOT RD, SEBRING, FL 33872-1275
Document Number	0001992674
Book / Page	2764 / 189
Map Reference	MB 14 PG 38
Instrument Date	Jun 23, 2020
Instrument	1992674
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3714 DIVOT RD, SEBRING, FL 33872-1275

Mortgage

Document Number	0002764191
Date	Jul 24, 2020
Instrument	2764/191

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,586 (+5.99%)	$275,884 (-0.56%) Land $34,125 Building $241,759
2024	$1,876.00 (+3.3%)
2023	$1,816.00 (+2.31%) Homeowner's exemption Senior Citizen's exemption	$154,346 (+3%)	$277,435 (+15.4%) Land $31,500 Building $245,935
2022	$1,775.00 Homeowner's exemption Senior Citizen's exemption	$149,850	$240,406 Land $31,500 Building $208,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE UTILITY- BUCKHORN HOUSING private · serves 60 people · EPA ID FL5284101
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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