Highlands County property record for 3607 Divot Rd, Sebring, FL 33872 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,065 sqft · built 1986 |
| Lot Size | 0.547 acres (23,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,900 (Mar 2026) |
| Tax Bill | $863 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Dec 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C344802200001800 |
| Primary APN | C344802200001800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| Gross Area | 2,663 sqft |
| 1st Floor Area | 1,790 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 23,842 sqft (0.547 acres) |
| Lot Dimensions | 214 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,190 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 296 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3607 DIVOT RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 180 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 3 |
| Legal Lot Number | 180 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802200001800
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3016 SUGAR PINE CIR, SEBRING, FL 33872-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 04, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Mar 09, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2026 · Amount on Record |
| Deed Sale | Mar 09, 2026 · Amount on Record |
| Prior Sale | Jul 20, 2007 · Amount on Record |
| Deed Document Number | 20262303054 |
| Deed Book / Page | 3178 / 1086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3607 DIVOT RD, SEBRING, FL 33872-3889 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002065312 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 2867/33 |
| Instrument | 2065312 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 05, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3607 DIVOT RD, SEBRING, FL 33872-3889 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3607 DIVOT RD, SEBRING, FL 33872-3889 |
| Document Number | 0002233513 |
|---|---|
| Date | Dec 04, 2024 |
| Book Page | 3084/125 |
| Instrument | 2233513 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 09, 2026 |
| Property Address | 3607 DIVOT RD, SEBRING, FL 33872-3889 |
| Document Number | 0002303054 |
| Book / Page | 3178 / 1086 |
| Map Reference | MB 14 PG 10 |
| Instrument Date | Mar 04, 2026 |
| Instrument | 2303054 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,414.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1312 FAIRLANE DR, ADRIAN, MI 49221-9404 |
| Name | Verified Name |
|---|---|
| Address | 3016 SUGAR PINE CIR, SEBRING, FL 33872-4438 |
| Document Number | 0031781088 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 3178/1088 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3607 DIVOT RD, SEBRING, FL 33872-3889 |
| Document Number | 0001987951 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3607 DIVOT RD SEBRING FL 338723889, SEBRING, FL 33872-3889 |
| Document Number | 0001987951 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 002756/001468 |
| Instrument | 1987951 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 08, 2040 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $863.00 (+3.73%) Homeowner's exemption Disabled Person's exemption | $79,568 (+5.99%) | $213,145 (+0.37%) Land $28,500 Building $184,645 |
| 2024 | $832.00 (+6.67%) | ||
| 2023 | $780.00 (-5.34%) Homeowner's exemption Disabled Person's exemption | $75,074 (+3%) | $212,357 (+14.95%) Land $27,000 Building $185,357 |
| 2022 | $824.00 Homeowner's exemption Disabled Person's exemption | $72,887 | $184,746 Land $27,000 Building $157,746 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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