3709 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3709 Divot Rd, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage2,001 sqft Living Area
Lot Size15,000 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$157,500 (2019)
Tax Bill$1,877.00 (2024)

Property Details

APN / Parcel Number

Primary APNC344802200001770
Alternative APN
  • C-34-34-28-022-0000-1770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,001 sqft Living Area
1st Floor1,646 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1994
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,000 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area544 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area476 sqft Garage
FenceFence
Porch1 Porch
Porch Area10 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC344802200001770
Street Address3709 DIVOT RD
CitySEBRING
StateFL
Zip33872-1295
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 177
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number177
Legal Unit3
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup4
Census Block4034
Census Tract960602

Owner

Source: Highlands County records · APN C344802200001770

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3709 DIVOT RD, SEBRING, FL 33872-1295
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Nov 22, 2019Warranty Deed, Transfer
HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Deed Doc Number1964954
Deed Book / Page2724 / 1537
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3709 DIVOT RD, SEBRING, FL 33872-1295
Transaction TypeMortgage
Record UpdatedMar 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002137648
DateFeb 22, 2023
Book Page2958/595
Instrument2137648
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 15, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 22, 2019
Property Address3709 DIVOT RD, SEBRING, FL 33872-1295
Document Number0001964954
Book / Page002724 / 001537
Instrument DateNov 19, 2019
Instrument1964954
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

AmountAmount Recorded
Tax$1,102.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address311 HILLMAN DR CLARKSVILLE TN 370406664, CLARKSVILLE, TN 37040-6664

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$158,513 (+5.99%)$202,261 (-0.98%) Land $28,500 Building $173,761
2024$1,877.00 (+2.74%)
2023$1,827.00 (+3.92%) Homeowner's exemption$149,559 (+4.82%)$204,259 (+16.28%) Land $27,000 Building $177,259
2022$1,758.00 Homeowner's exemption$142,679$175,668 Land $27,000 Building $148,668

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Divot Rd

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