3703 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3703 Divot Rd, Sebring, FL 33872 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,207 sqft · built 1986
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Feb 2016)
Tax Bill	$1,252 (2025)
Flood Zone	Zone X (minimal risk)
APN	`C344802200001780`

Property Details

APN / Parcel Number

Primary APN	`C344802200001780`
Alternative APN	`C-34-34-28-022-0000-1780`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,207 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,207 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	595 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Patio Area	143 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3703 DIVOT RD
City	SEBRING
State	FL
Zip	33872-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 178
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	178
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4034
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200001780

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3703 DIVOT RD, SEBRING, FL 33872-1295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2016 · Amount on Record
Deed Sale	Feb 18, 2016 · Amount on Record
Deed Document Number	20161804749
Deed Book / Page	2515 / 1657
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00 (+3.56%) Homeowner's exemption Disabled Person's exemption	$113,643 (+5.99%)	$164,256 (-0.63%) Land $28,500 Building $135,756
2024	$1,209.00 (+3.87%)
2023	$1,164.00 (-2.43%) Homeowner's exemption Disabled Person's exemption	$107,223 (+3%)	$165,293 (+15.49%) Land $27,000 Building $138,293
2022	$1,193.00 Homeowner's exemption Disabled Person's exemption	$104,100	$143,129 Land $27,000 Building $116,129

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force 37 of 44 on primary residences
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 4 claims Hurricane Ian (Sep 2022), 3 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.