Guadalupe County property record for 3644 Whisper Trce, Schertz, TX 78108 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,970 sqft · built 2006 |
| Lot Size | 0.149 acres (6,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,400 (Jun 2014) |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3563403401200000 |
| Primary APN | 1G3563403401200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 1,970 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,468 sqft (0.149 acres) |
| Lot Dimensions | 116 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 228 sqft |
| Deck Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3644 WHISPER TRCE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 BLOCK 34 LOT 12 |
| Legal Subdivision | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 |
| Legal Tract | 12 |
| Legal Block | 34 |
| Legal Lot Number | 12 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 210613 |
Source: Guadalupe County records · APN 1G3563403401200000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3644 WHISPER TRCE, SCHERTZ, TX 78108-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU |
| Oct 21, 2017 | Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2014 · Amount on Record |
| Deed Sale | Jun 26, 2014 · Amount on Record |
| Prior Sale | Apr 06, 2011 · Amount on Record |
| Deed Document Number | 201410880 |
| Deed Book / Page | 4242 / 168 |
| Prior Transfer Date | Jan 12, 2007 |
| Prior Transfer Doc | 0000016835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3644 WHISPER TRCE, SCHERTZ, TX 78108-2330 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0099040955 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 202199040955 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Dec 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3644 WHISPER TRCE, SCHERTZ, TX 78108-2330 |
| Document Number | 0000025585 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3644 WHISPER TRCE SCHERTZ TX 781082330, SCHERTZ, TX 78108-2330 |
| Document Number | 0000025585 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 25585 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | UNIVERSAL CITY, TX 78148 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 26, 2022 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,767 (+2.87%) Land $42,461 Building $233,306 | $275,767 (+2.87%) Land $42,461 Building $233,306 | |
| 2025 | $1,843.00 (-25.38%) Homeowner's exemption Senior Citizen's exemption | $268,082 (-12.36%) Land $31,182 Building $236,900 | $268,082 (-12.36%) Land $31,182 Building $236,900 |
| 2024 | $2,470.00 (-0.12%) | ||
| 2023 | $2,473.00 (-41.81%) Homeowner's exemption Senior Citizen's exemption | $305,896 Land $42,595 Building $263,301 | $305,896 Land $42,595 Building $263,301 |
| 2022 | $4,250.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872106133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 6% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 547 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.
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