Christian County property record for 178 Garner Dr, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,242 sqft · built 1971 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $298,600 (Sep 2021) |
| Tax Bill | $2,572 (2025) |
| Deeds & Mortgages | Sep 2021 Sale Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0.8-27-0-0-5.008 |
| Primary APN | 18-0.8-27-0-0-5.008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 2,242 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 1,080 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 178 GARNER DR |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-5175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 STONE HOLLOW |
| Legal Range | 21W |
| Legal Township | 26N |
| Legal Section | 27 |
| Legal Subdivision | STONE HOLLOW |
| Legal Lot Number | 7 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | NORTH GALLOWAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20502 |
Source: Christian County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 178 GARNER DR, OZARK, MO 65721-5175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Beneficiary Deed, Transfer |
| Sep 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK OF THE OZARKS |
| Jun 10, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Jun 10, 2020 · Amount on Record |
| Deed Document Number | 202117021 |
| Deed Book / Page | 2021 / 16872 |
| Last Transfer Date | Sep 23, 2021 |
| Transfer Doc | 0202117455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Sep 23, 2021 |
| Property Address | 178 GARNER DR, OZARK, MO 65721-5175 |
| Document Number | 0202117455 |
| Book / Page | 2021 / 17455 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021L17608 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 GARNER DR, OZARK, MO 65721-5175 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Sep 16, 2021 |
| Property Address | 178 GARNER DR, OZARK, MO 65721-5175 |
| Document Number | 0202116872 |
| Book / Page | 2021 / 16872 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021L17021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANHCES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 GARNER DR, OZARK, MO 65721-5175 |
| Document Number | 2021L17022 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021L17022 |
| Name | CENTRAL BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jun 10, 2020 |
| Property Address | 178 GARNER DR, OZARK, MO 65721-5175 |
| Document Number | 0202008364 |
| Book / Page | 2020 / 8364 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2020L08443 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | GREAT AMER TTL ALL BRANCHES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 GARNER DR, OZARK, MO 65721-5175 |
| Document Number | 2020L08444 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020L08444 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,572.00 (+28.09%) | $44,660 (+29.19%) | $239,300 (+29.07%) Land $20,400 Building $218,900 |
| 2024 | $2,008.00 | ||
| 2023 | $34,570 (-) | $185,400 (-) Land $30,000 Building $155,400 | |
| 2022 | $34,570 | ||
| 2021 | $185,400 Land $30,000 Building $155,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 71% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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