3707 Bear Howard, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3707 Bear Howard, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	4.75 ba · 3,467 sqft · built 1997
Lot Size	0.396 acres (17,290 sqft)
Owner	2 Trust Names on Record
Last Sale	$850,000 (May 2017)
Tax Bill	$8,968 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-35-108`

Property Details

APN / Parcel Number

Primary APN	`116-35-108`
Alternative APN	`R0006673`

Interior

Full Baths	4.75 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,467 sqft Living Area
Gross Area	4,184 sqft
1st Floor Area	1,734 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	17,290 sqft (0.396 acres)
Garage Type	Attached
Garage Area	717 sqft
Porch	Porch
Porch Area	163 sqft
Patio Area	1,241 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Account Number	R0006673
Street Address	3707 BEAR HOWARD
City	FLAGSTAFF
State	AZ
Zip	86005-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FOREST HIGHLANDS UNIT 01 LOT: 127 SIXTEENTH: NE QUARTER: NW SECTION: 19 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	19
Legal Subdivision	FOREST HIGHLANDS UNIT 01
Legal Lot Number	127
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3003
Census Tract	2202

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	11304 E APPALOOSA PL, SCOTTSDALE, AZ 85259-5873
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Dec 20, 2011
Deed Document Number	3786161
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	May 31, 2017
Property Address	3707 BEAR HOWARD, FLAGSTAFF, AZ 86005-4311
Document Number	0003786161
Map Reference	CASE4 MAP100-100F
Instrument Date	May 9, 2017
Instrument	3786161
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	STEWART TITLE & TR OF PHOENI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7836 E SANTA CATALINA DR, 7836, SCOTTSDALE, AZ 85255-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10179 E SUNDANCE TRL, SCOTTSDALE, AZ 85262-3086

Mortgage

Document Number	0003786162
Date	May 31, 2017
Instrument	3786162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	2.87%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,597 (+7.76%) Land $46,484 Building $116,113
2025	$8,968.00 (+12.76%)		$1,625,964 (+7.76%) Land $464,839 Building $1,161,125
2024		$150,885 Land $41,821 Building $109,064
2023	$7,953.00		$1,508,845 Land $418,208 Building $1,090,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST HIGHLANDS WATER COMPANY private · serves 1,681 people · EPA ID AZ0403073
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20