Coconino County property record for 3511 Bear Howard, Flagstaff, AZ 86005
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,588 sqft · built 1990 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,750,000 (Aug 2025) |
| Tax Bill | $6,077 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-39-022 |
| Primary APN | 116-39-022 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,588 sqft Living Area |
| 1st Floor Area | 2,588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Frame Wood |
| Roof Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 583 sqft |
| Porch | Slab |
| Porch Area | 201 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0044882 |
|---|---|
| Street Address | 3511 BEAR HOWARD |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SUBDIVISION: FOREST HIGHLANDS UNIT 02 LOT: 150 SIXTEENTH: NE QUARTER: NW SECTION: 19 TOWNSHIP: 20N RANGE: 07E |
| Legal Subdivision | FOREST HIGHLANDS UNIT 02 |
| Legal Lot Number | 150 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2202 |
Source: Coconino County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 19 W KEIM DR, PHOENIX, AZ 85013-1559 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage LHM FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Prior Sale | Oct 6, 2020 · Amount on Record |
| Deed Document Number | 20254022556 |
| Prior Transfer Date | Sep 13, 2016 |
| Prior Transfer Doc | 0003764257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 3511 BEAR HOWARD, FLAGSTAFF, AZ 86005-4308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 19 W KEIM DR, PHOENIX, AZ 85013-1559 |
| Document Number | 0004025456 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 4025456 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 3511 BEAR HOWARD, FLAGSTAFF, AZ 86005-4308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003803449 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 3803449 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Oct 6, 2020 |
| Property Address | 3511 BEAR HOWARD, FLAGSTAFF, AZ 86005-4308 |
| Document Number | 0003889886 |
| Map Reference | CASE 04 MAP 101&101D |
| Instrument Date | Oct 1, 2020 |
| Instrument | 3889886 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | ARIZONA PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7202 N CENTRAL AVE, 7202, PHOENIX, AZ 85020-4819 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 22832 N COUNTRY CLUB TRL, SCOTTSDALE, AZ 85255-4246 |
| Document Number | 0003889887 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 3889887 |
| Name | LHM FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Number | 0003889888 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 3889888 |
| Name | LHM FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,851 (+9.89%) Land $31,160 Building $85,691 | ||
| 2025 | $6,077.00 (+12.77%) | $106,334 (+3.31%) | $1,063,341 (+3.31%) Land $266,119 Building $797,222 |
| 2024 | $102,931 Land $23,194 Building $79,737 | ||
| 2023 | $5,389.00 | $1,029,309 Land $231,937 Building $797,372 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 57% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST HIGHLANDS WATER COMPANY private · serves 1,681 people · EPA ID AZ0403073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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