Coconino County property record for 3740 Bear Howard, Flagstaff, AZ 86005
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,445 sqft · built 1989 |
| Lot Size | 0.477 acres (20,815 sqft) |
| Owner | Trust Name on File |
| Last Sale | $605,500 (Apr 2018) |
| Tax Bill | $4,871 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-35-100 |
| Primary APN | 116-35-100 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,445 sqft Living Area |
| Gross Area | 3,117 sqft |
| 1st Floor Area | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Lot Area | 20,815 sqft (0.477 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Patio Area | 956 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R0002228 |
|---|---|
| Street Address | 3740 BEAR HOWARD |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: FOREST HIGHLANDS UNIT 01 LOT: 119 SIXTEENTH: NE QUARTER: NW SECTION: 19 TOWNSHIP: 20N RANGE: 07E |
| Legal Range | 07E |
| Legal Township | 20N |
| Legal Section | 19 |
| Legal Subdivision | FOREST HIGHLANDS UNIT 01 |
| Legal Lot Number | 119 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 2202 |
3740 Bear Howard is owner-occupied and held in a trust since April 2018.
Source: Coconino County records, as of November 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7021 N MISSION HILL LN, TUCSON, AZ 85718-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LENDING LLC |
| Apr 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on File |
| Deed Sale | Apr 9, 2018 · Amount on File |
| Prior Sale | Sep 13, 2007 · Amount on File |
| Deed Document Number | 3812317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 3740 BEAR HOWARD, FLAGSTAFF, AZ 86005-4312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0003814425 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 3814425 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST DES MOINES, IA 50265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Apr 9, 2018 |
| Property Address | 3740 BEAR HOWARD, FLAGSTAFF, AZ 86005-4312 |
| Document Number | 0003812317 |
| Map Reference | CASE4 MAP100-100F |
| Instrument Date | Feb 21, 2018 |
| Instrument | 3812317 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 W WAKONDA LN, 515, PHOENIX, AZ 85023-6259 |
| Name | Verified Name |
|---|---|
| Address | 7021 N MISSION HILL LN, TUCSON, AZ 85718-1817 |
| Document Number | 0003812318 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 3812318 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 3740 Bear Howard was $4,871 with a homeowner's exemption.
Source: Coconino County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,636 Land $31,160 Building $87,476 | ||
| 2025 | $4,871.00 Homeowner's exemption | $1,186,364 Land $311,600 Building $874,764 | |
| 2024 | $98,503 Land $23,194 Building $75,309 | ||
| 2023 | $4,252.00 Homeowner's exemption | $985,027 Land $231,937 Building $753,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3740 Bear Howard in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3740 Bear Howard is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 57% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST HIGHLANDS WATER COMPANY private · serves 1,681 people · EPA ID AZ0403073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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