Frederick County property record for 3706 Hope Commons Cir, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,374 sqft · built 2000 |
| Lot Size | 0.059 acres (2,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Apr 2024) |
| Tax Bill | $6,122 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-221436 |
| Primary APN | 07-221436 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,583 sqft (0.059 acres) |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 221436 |
|---|---|
| Street Address | 3706 HOPE COMMONS CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7821 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 3046 SECTION M3 2,583 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M3 |
| Legal Lot Number | 3046 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752206 |
3706 Hope Commons Cir, a townhouse, is owned by two individuals who bought it in April 2024.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14915 SWAT ST, ROCKVILLE, MD 20850-4586 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU |
| Apr 18, 2024 | Deed, Transfer KENSINGTON REALTY TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on File |
| Deed Sale | Apr 18, 2024 · Amount on File |
| Prior Sale | Mar 10, 2008 |
| Deed Book / Page | 16831 / 496 |
| Prior Transfer Date | Feb 5, 2008 |
| Prior Transfer Doc | 0069100487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3706 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0176840164 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 17684/164 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 18, 2024 |
| Property Address | 3706 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0168310496 |
| Book / Page | 16831 / 496 |
| Map Reference | MB 65 PL 49 |
| Instrument Date | Apr 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 SPRUCE TREE CT, BETHESDA, MD 20814-1625 |
The 2025 property tax bill for 3706 Hope Commons Cir was $6,122, up 5.4% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,333 (+7.34%) | $482,200 (-) Land $170,000 Building $312,200 | |
| 2025 | $6,122.00 (+5.39%) | $420,467 | $482,200 Land $170,000 Building $312,200 |
| 2024 | $5,809.00 (+7.22%) | ||
| 2023 | $5,418.00 | $369,967 | $389,600 Land $135,000 Building $254,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3706 Hope Commons Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3706 Hope Commons Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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