Frederick County property record for 3709 Hope Commons Cir, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,160 sqft · built 2001 |
| Lot Size | 0.066 acres (2,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Mar 2007) |
| Tax Bill | $5,798 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-221517 |
| Primary APN | 07-221517 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,880 sqft (0.066 acres) |
| Deck Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 221517 |
|---|---|
| Street Address | 3709 HOPE COMMONS CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7822 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 3061 SECTION M3 2,880 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES URBANA |
| Legal Lot Number | 3061 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 752206 |
3709 Hope Commons Cir, a townhouse, is owned and occupied by two individuals who bought it in March 2007.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3709 HOPE COMMONS CIR, FREDERICK, MD 21704-7822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2007 · Amount on File |
| Deed Sale | Mar 9, 2007 · Amount on File |
| Prior Sale | Jan 9, 2001 · Amount on File |
| Deed Document Number | 200771346 |
| Deed Book / Page | 6488 / 213 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 0064880213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3709 HOPE COMMONS CIR, FREDERICK, MD 21704-7822 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0145960113 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 14596/113 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 3709 Hope Commons Cir was $5,798, up 5.3% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,233 (+7.43%) | $452,500 (-) Land $170,000 Building $282,500 | |
| 2025 | $5,798.00 (+5.27%) | $393,967 | $452,500 Land $170,000 Building $282,500 |
| 2024 | $5,508.00 (+7.14%) | ||
| 2023 | $5,141.00 | $346,333 | $364,700 Land $135,000 Building $229,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3709 Hope Commons Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3709 Hope Commons Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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