Frederick County property record for 3710 Hope Commons Cir, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,500 sqft · built 2000 |
| Lot Size | 0.041 acres (1,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Nov 2020) |
| Tax Bill | $5,995 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-221401 |
| Primary APN | 07-221401 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,800 sqft (0.041 acres) |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 221401 |
|---|---|
| Street Address | 3710 HOPE COMMONS CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7821 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 3044 SECTION M3 1,800 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M3 |
| Legal Lot Number | 3044 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752206 |
3710 Hope Commons Cir, a townhouse, is owned and occupied by two individuals who bought it in November 2020.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3710 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Grant Deed, Transfer · FHA Mortgage DRAPER & KRAMER MTG |
| Aug 15, 2017 | Loan Modification, Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Prior Sale | Apr 7, 2008 |
| Deed Book / Page | 14301 / 227 |
| Prior Transfer Date | Feb 8, 2008 |
| Prior Transfer Doc | 0069420519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 25, 2020 |
| Property Address | 3710 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0143010237 |
| Book / Page | 014301 / 000237 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3710 HOPE COMMONS CIR FREDERICK MD 217047821, FREDERICK, MD 21704-7821 |
| Document Number | 143010234 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 014301/000234 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3710 HOPE COMMONS CIR, FREDERICK, MD 21704-7821 |
| Document Number | 0120250224 |
| Book / Page | 012025 / 000224 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3710 HOPE COMMONS CIR FREDERICK MD 217047821, FREDERICK, MD 21704-7821 |
The 2025 property tax bill for 3710 Hope Commons Cir was $5,995 with a homeowner's exemption, up 3.4% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,300 (+8.46%) | $565,200 (-) Land $170,000 Building $395,200 | |
| 2025 | $5,995.00 (+3.36%) Homeowner's exemption | $483,400 | $565,200 Land $170,000 Building $395,200 |
| 2024 | $5,800.00 (+7.35%) | ||
| 2023 | $5,403.00 Homeowner's exemption | $405,433 | $442,500 Land $135,000 Building $307,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3710 Hope Commons Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3710 Hope Commons Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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