3701 Hope Commons Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3701 Hope Commons Cir, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,460 sqft · built 2001
Lot Size	0.062 acres (2,719 sqft)
Owner	Individual Name on Record
Last Sale	$412,500 (Nov 2005)
Tax Bill	$6,347 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-221509`

Property Details

APN / Parcel Number

Primary APN	`07-221509`
Alternative APNs	`7221509` `221509`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	880 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,719 sqft (0.062 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	221509
Street Address	3701 HOPE COMMONS CIR
City	FREDERICK
State	MD
Zip	21704-7822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3060 SECTION M3 2,719 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA/URBANA PUD
Legal Lot Number	3060
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2003
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3701 HOPE COMMONS CIR, FREDERICK, MD 21704-7822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Jul 24, 2017	Quit Claim Deed, Transfer · Conventional with PMI APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2005 · Amount on Record
Deed Sale	Nov 3, 2005 · Amount on Record
Prior Sale	Jul 8, 2002 · Amount on Record
Deed Document Number	200558606
Deed Book / Page	5676 / 524
Last Transfer Date	Jul 14, 2017
Transfer Doc	0119390494
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3701 HOPE COMMONS CIR, FREDERICK, MD 21704-7822
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146240344
Date	Mar 5, 2021
Book Page	14624/344

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2017
Property Address	3701 HOPE COMMONS CIR, FREDERICK, MD 21704-7822
Document Number	0119390494
Book / Page	011939 / 000494
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 HOPE COMMONS CIR FREDERICK MD 217047822, FREDERICK, MD 21704-7822

Mortgage

Document Number	119390501
Date	Jul 24, 2017
Book Page	011939/000501

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,433 (+22.21%)	$504,000 (+24.05%) Land $170,000 Building $334,000
2025	$6,347.00 (+13.28%)
2023	$5,603.00	$385,767	$406,300 Land $135,000 Building $271,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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