3601 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3601 45th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,194 sqft · built 1982
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (May 2016)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-032-013-00`

Property Details

APN / Parcel Number

Primary APN	`18-032-013-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	1,194 sqft
Unfinished Basement	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Lot Area	57,499 sqft (1.32 acres)
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3601 45TH ST
City	HAMILTON
State	MI
Zip	49419-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT NE COR SW 1/4 TH S 3 DEG 06' E 1966.36 FT ALG E LIN SW 1/4 TH S 64 DEG 39' W 405.98 FT TH S 57 DEG 27' W 353.6 FT TH S
Legal Range	14W
Legal Township	04N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	1
Census Block	1046
Census Tract	30301

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3601 45TH ST, HAMILTON, MI 49419-9775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Mar 22, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Deed Book / Page	4024 / 874
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3601 45TH ST, HAMILTON, MI 49419-9775
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 45TH ST, HAMILTON, MI 49419-9775

Mortgage

Document Number	005070/857
Date	Sep 23, 2025
Book Page	5070/857
Instrument	2025015212

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3601 45TH ST, HAMILTON, MI 49419-9775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4560/425
Date	Jan 5, 2021
Book Page	4560/425

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3601 45TH ST, HAMILTON, MI 49419-9775
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4451/657
Date	Apr 20, 2020
Book Page	4451/657

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3601 45TH ST, HAMILTON, MI 49419-9775
Transaction Type	Mortgage
Record Updated	Apr 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4328/911
Date	Mar 22, 2019
Book Page	4328/911

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,800 (+36.24%) Land $39,900 Building $125,900	$331,600 (+36.24%) Land $79,800 Building $251,800
2025	$3,229.00 (+23.01%)
2023		$121,700 Land $27,300 Building $94,400	$243,400 Land $54,600 Building $188,800
2022	$2,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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