3608 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3608 45th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 1979
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,900 (Sep 2026)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-032-012-10`

Property Details

APN / Parcel Number

Primary APN	`18-032-012-10`
Alternative APN	`03-18-032-012-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	938 sqft
Basement Area	938 sqft
Unfinished Basement	938 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Lot Area	71,003 sqft (1.63 acres)
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3608 45TH ST
City	HAMILTON
State	MI
Zip	49419-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT NE COR SW 1/4 TH S 3 DEG 06' E 1966.36' TH S 64 DEG 39' W 405.98' TH S 57 DEG W 27' 78.6' TO POB TH N 32 DEG 33' W 27' TH S 57 DEG 27' W 290.01' TH S 0 DEG 43' E 115.45' TH S 89 DEG 56' E 416.61' TH N 32 DEG 33' W 295.64' TO POB SEC 32 T4N R14
Legal Range	14W
Legal Township	04N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	1
Census Block	1046
Census Tract	30301

Owner

Source: Allegan County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14454 EDMEER DR, HOLLAND, MI 49424-6316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	202615716
Deed Book / Page	5175 / 545
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 15, 2026
Property Address	3608 45TH ST, HAMILTON, MI 49419-9775
Document Number	0000015716
Book / Page	5175 / 545
Instrument Date	Sep 11, 2026
Instrument	202615716
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	WEST END TITLE, WEST EDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,499.94
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14454 EDMEER DR, HOLLAND, MI 49424-6316

Mortgage

Document Number	0000015717,
Date	Sep 15, 2026
Book Page	5175/548
Instrument	202615717

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3608 45TH ST, HAMILTON, MI 49419-9775
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 45TH ST, HAMILTON, MI 49419-9775

Mortgage

Document Number	4700/642
Date	Nov 23, 2021
Book Page	4700/642

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 1, 2017
Property Address	3608 45TH ST, HAMILTON, MI 49419-9775
Document Number	4201/108
Book / Page	4201 / 108
Instrument Date	Nov 27, 2017
Instrument	4201-108
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3608 45TH ST, 3608, HAMILTON, MI 49419-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 45TH ST, HAMILTON, MI 49419-9775
Investor	Possibly a Property Investor

Mortgage

Document Number	4201111
Date	Dec 1, 2017
Instrument	4201-111

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,400 (+31.52%) Land $40,100 Building $114,300	$308,800 (+31.52%) Land $80,200 Building $228,600
2025	$3,497.00 (+22.96%)
2023		$117,400 Land $27,400 Building $90,000	$234,800 Land $54,800 Building $180,000
2022	$2,844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures