3703 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3703 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2,624 sqft · built 2022
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on File
Tax Bill	$219 (2022)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0847782342`

Property Details

APN / Parcel Number

Primary APN	`0847782342`
Alternative APN	`498542`

Interior

Stories	1 Story
Building Area	2,624 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Garage Area	883 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	474 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3703 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE TWO, BLOCK 007, LOT 0015, ACRES .97
Legal Subdivision	PERSIMMON SPRINGS PHASE TWO
Legal Block	7
Legal Lot Number	15
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

3703 Morgan Mill Rd is owned and occupied by an individual who acquired it in January 2023.

Source: Bell County records, as of November 9, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3703 MORGAN MILL RD, KEMPNER, TX 76539-6943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Vendor's Lien, Subdivision Related Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 23, 2022	Vendor's Lien, Transfer · Construction Mortgage FIRST TEXAS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023
Deed Sale	Jan 30, 2023
Prior Sale	Mar 23, 2022
Deed Document Number	2023003843
Record Updated	Jun 7, 2026

January 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 30, 2023
Property Address	3703 MORGAN MILL RD, KEMPNER, TX 76539-6943
Document Number	0000003843
Map Reference	DOC 2020051116
Instrument Date	Jan 27, 2023
Instrument	2023003843
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 MORGAN MILL RD, KEMPNER, TX 76539-6943

Mortgage

Document Number	0000003844
Date	Jan 30, 2023
Instrument	2023003844

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 23, 2022
Property Address	3703 MORGAN MILL RD, KEMPNER, TX 76539-6943
Document Number	0000018746
Map Reference	DOC 2020051116
Instrument Date	Mar 18, 2022
Instrument	2022018746
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Mortgage

Document Number	0000018740
Date	Mar 23, 2022
Instrument	2022018740

Lender

Name	FIRST TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 18, 2023

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$520,814 Land $65,000 Building $455,814	$520,814 Land $65,000 Building $455,814
2022	$219.00 (+32.73%)
2021	$165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3703 Morgan Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3703 Morgan Mill Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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