3697 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3697 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2,629 sqft · built 2021
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,200 (Sep 2026)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0847782345`

Property Details

APN / Parcel Number

Primary APN	`0847782345`
Alternative APN	`498543`

Interior

Stories	1 Story
Building Area	2,629 sqft Living Area
1st Floor Area	2,629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3697 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE TWO, BLOCK 007, LOT 0016, ACRES .76
Legal Subdivision	PERSIMMON SPRINGS PHASE TWO
Legal Block	7
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

Source: Bell County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3697 MORGAN MILL RD, KEMPNER, TX 76539-6901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Oct 12, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Oct 12, 2021
Deed Document Number	202647174
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Sep 18, 2026
Property Address	3697 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000047174
Instrument Date	Sep 18, 2026
Instrument	202647174
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3697 MORGAN MILL RD, KEMPNER, TX 76539-6901

Mortgage

Document Number	0000047175,
Date	Sep 18, 2026
Instrument	202647175

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 12, 2021
Property Address	3697 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000066884
Map Reference	DOC 2020051116
Instrument Date	Oct 7, 2021
Instrument	2021066884
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 S 23RD ST, 913, COPPERAS COVE, TX 76522-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 NEFF DR, COPPERAS COVE, TX 76522-2266

Mortgage

Document Number	0000066885
Date	Oct 12, 2021
Instrument	2021066885

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,854.00 (+193.58%)	$563,936 (+7.12%) Land $84,000 Building $479,936	$563,936 (+7.12%) Land $84,000 Building $479,936
2023		$526,470 Land $65,000 Building $461,470	$526,470 Land $65,000 Building $461,470
2022	$1,994.00 (+685.04%)
2021	$254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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