3710 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3710 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2,662 sqft · built 2023
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,760 (Mar 2024)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0847782240`

Property Details

APN / Parcel Number

Primary APN	`0847782240`
Alternative APN	`498508`

Interior

Stories	1 Story
Building Area	2,662 sqft Living Area
1st Floor Area	2,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	411 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3710 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE TWO, BLOCK 005, LOT 0020, ACRES 1.140
Legal Subdivision	PERSIMMON SPRINGS PHASE TWO
Legal Block	5
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

Source: Bell County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3710 MORGAN MILL RD, KEMPNER, TX 76539-6943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Vendor's Lien, Subdivision Related Transfer · VA Mortgage NAVY FCU
May 18, 2023	Vendor's Lien, Transfer · Construction Mortgage FIRST TEXAS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	20248815
Last Transfer Date	Oct 31, 2024
Transfer Doc	0000049340
Record Updated	Sep 20, 2026

March 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 1, 2024
Property Address	3710 MORGAN MILL RD, KEMPNER, TX 76539-6943
Document Number	0000008815
Map Reference	DOC 2020051116
Instrument Date	Feb 29, 2024
Instrument	2024008815
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2024
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3710 MORGAN MILL RD, KEMPNER, TX 76539-6943

Mortgage

Document Number	0000008816
Date	Mar 1, 2024
Instrument	2024008816

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 18, 2023
Property Address	3710 MORGAN MILL RD, KEMPNER, TX 76539-6943
Document Number	0000021474
Map Reference	DOC 2020051116
Instrument Date	May 18, 2023
Instrument	2023021474
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Mortgage

Document Number	0000021475
Date	May 18, 2023
Instrument	2023021475

Lender

Name	FIRST TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 18, 2024

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,064.00 (+3,209.8%)	$501,719 (+864.84%) Land $84,000 Building $417,719	$501,719 (+864.84%) Land $84,000 Building $417,719
2023		$52,000 Land $52,000	$52,000 Land $52,000
2022	$153.00 (-7.27%)
2021	$165.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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