3692 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3692 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2,604 sqft · built 2021
Lot Size	0.75 acres (32,669 sqft)
Owner	2 Individual Names on File
Last Sale	$504,200 (Apr 2022)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0847782231`

Property Details

APN / Parcel Number

Primary APN	`0847782231`
Alternative APN	`498505`

Interior

Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	2,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,669 sqft (0.75 acres)
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	500 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3692 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE TWO, BLOCK 005, LOT 0017, ACRES 0.75
Legal Subdivision	PERSIMMON SPRINGS PHASE TWO
Legal Block	5
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

3692 Morgan Mill Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3692 MORGAN MILL RD, KEMPNER, TX 76539-6901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Vendor's Lien, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
May 14, 2021	Vendor's Lien, Transfer · Construction Mortgage BWA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	202226637
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	0000030256
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 27, 2022
Property Address	3692 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000026637
Map Reference	DOC 2020051116
Instrument Date	Apr 26, 2022
Instrument	2022026637
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 COUNTY ROAD 4807, 163, COPPERAS COVE, TX 76522-6345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 BULL RUN DR, KILLEEN, TX 76549-4945

Mortgage

Document Number	0000026638
Date	Apr 27, 2022
Instrument	2022026638

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 14, 2021
Property Address	3692 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000030256
Map Reference	DOC 2020051116
Instrument Date	May 13, 2021
Instrument	2021030256
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S MAIN ST, 814, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 COUNTY ROAD 4807, COPPERAS COVE, TX 76522-6345

Mortgage

Document Number	0000030257
Date	May 14, 2021
Instrument	2021030257

Lender

Name	BWA DEVELOPMENT INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3692 Morgan Mill Rd was $5,064 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,064.00	$516,562 Land $84,000 Building $432,562	$516,562 Land $84,000 Building $432,562
2023		$512,439 Land $65,000 Building $447,439	$512,439 Land $65,000 Building $447,439
2022	$1,353.00 (+72%)
2021	$165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3692 Morgan Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3692 Morgan Mill Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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