3703 Covington Ln, Lakeland, FL 33810 Property Records

Polk County property record for 3703 Covington Ln, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,184 sqft · built 2008
Lot Size	0.162 acres (7,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Apr 2021)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-016250`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-016250`
Alternative APNs	`352723013503016250` `52723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,184 sqft Living Area
Gross Area	3,865 sqft
1st Floor Area	1,511 sqft
Upper Floors Area	1,673 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,035 sqft (0.162 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	681 sqft
Porch	Unfinished Open Porch
Porch Area	164 sqft

Location & Zoning

Street Address	3703 COVINGTON LN
City	LAKELAND
State	FL
Zip	33810-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 16 LOT 25
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	16
Legal Lot Number	25
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1012
Census Tract	12126

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3703 COVINGTON LN, LAKELAND, FL 33810-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Dec 4, 2008 · Amount on Record
Deed Document Number	2021101410
Deed Book / Page	11678 / 1093
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 21, 2021
Property Address	3703 COVINGTON LN, LAKELAND, FL 33810-2734
Document Number	0000101410
Book / Page	11678 / 1093
Map Reference	MB 140 PG 1
Instrument Date	Apr 13, 2021
Instrument	2021101410
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1667 VIA LAGO DR, 1667, LAKELAND, FL 33810-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 COVINGTON LN, LAKELAND, FL 33810-2734

Mortgage

Document Number	0116781095
Date	Apr 21, 2021
Instrument	11678/1095

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,755 (+2.7%)	$359,107 (-4.72%) Land $50,000 Building $309,107
2025	$3,327.00 (+6.02%) Homeowner's exemption	$227,610 (+5.99%)	$376,885 (-2.93%) Land $50,000 Building $326,885
2023	$3,138.00 (+2.92%) Homeowner's exemption	$214,752 (+3%)	$388,279 (+23.89%) Land $48,000 Building $340,279
2022	$3,049.00 Homeowner's exemption	$208,497	$313,413 Land $40,000 Building $273,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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