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3689 Covington Ln, Lakeland, FL 33810 Property Records

Polk County property record for 3689 Covington Ln, Lakeland, FL 33810

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,179 sqft · built 2008
Lot Size0.162 acres (7,035 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Sep 2020)
Tax Bill$6,159 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-35-013503-016220

Property Details

APN / Parcel Number

Primary APN23-27-35-013503-016220
Alternative APNs
  • 352723013503016220
  • 52723000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,179 sqft Living Area
Gross Area3,817 sqft
1st Floor Area1,516 sqft
Upper Floors Area1,663 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,035 sqft (0.162 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area638 sqft
PorchUnfinished Open Porch
Porch Area230 sqft

Location & Zoning

Street Address3689 COVINGTON LN
CityLAKELAND
StateFL
Zip33810-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 16 LOT 22
Legal Range23E
Legal Township27S
Legal Section35
Legal SubdivisionHAMPTON HILLS SOUTH PHASE 2
Legal Phase2
Legal Tract13503
Legal Block16
Legal Lot Number22
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1012
Census Tract12126

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3689 COVINGTON LN, LAKELAND, FL 33810-2710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleOct 22, 2008 · Amount on Record
Deed Document Number2020204371
Deed Book / Page11394 / 874
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 30, 2020
Property Address3689 COVINGTON LN, LAKELAND, FL 33810-2710
Document Number0113940874
Book / Page011394 / 000874
Instrument DateSep 25, 2020
Instrument204371
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3689 COVINGTON LN LAKELAND FL 338102710, LAKELAND, FL 33810-2710

Mortgage

Document Number113940876
DateSep 30, 2020
Book Page011394/000876
Instrument204372
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,159.00 (-6%) Homeowner's exemption$394,594 (-4.23%) Land $50,000 Building $344,594$394,594 (-4.23%) Land $50,000 Building $344,594
2023$6,552.00 (+15.13%) Homeowner's exemption$412,040 (+23.5%) Land $48,000 Building $364,040$412,040 (+23.5%) Land $48,000 Building $364,040
2022$5,691.00$333,635 Land $40,000 Building $293,635$333,635 Land $40,000 Building $293,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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