3692 Covington Ln, Lakeland, FL 33810 Property Records

Polk County property record for 3692 Covington Ln, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,179 sqft · built 2007
Lot Size	0.2 acres (8,699 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Sep 2013)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-017070`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-017070`
Alternative APNs	`352723013503017070` `52723000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	2,179 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,699 sqft (0.2 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	582 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	177 sqft

Location & Zoning

Street Address	3692 COVINGTON LN
City	LAKELAND
State	FL
Zip	33810-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 17 LOT 7
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	17
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1041
Census Tract	12126

Owner

Source: Polk County records · APN 23-27-35-013503-017070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3692 COVINGTON LN, LAKELAND, FL 33810-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Prior Sale	Jan 13, 2011 · Amount on Record
Deed Document Number	2013180097
Deed Book / Page	9074 / 1084
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3692 COVINGTON LN, LAKELAND, FL 33810-2709
Transaction Type	Mortgage
Record Updated	Apr 05, 2022
Title Company	LAKELAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3692 COVINGTON LN, LAKELAND, FL 33810-2709

Mortgage

Document Number	0000077896
Date	Mar 23, 2022
Book Page	12173/1253
Instrument	2022077896

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00 (+6.25%) Homeowner's exemption	$192,925 (+5.99%)	$315,590 (-4.05%) Land $50,000 Building $265,590
2023	$2,542.00 (+3.12%) Homeowner's exemption	$182,027 (+3%)	$328,925 (+13.56%) Land $48,000 Building $280,925
2022	$2,465.00 Homeowner's exemption	$176,725	$289,658 Land $40,000 Building $249,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 278 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAKELAND serves 193,297 people
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.